The Mortgage Scoop

Minnesota mortgage and home loan info for first time buyers, MN down payment assistance and more

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Managing Your Mortgage?

Many people got a loan in the past 7 years did so with a loan officer or company that is no longer in the mortgage business.  If you are one of them, who is looking after your loan right now?  Do you have someone giving you advice when it makes sense to refinance and when it does not?  Did you know that even at 4.5% it still won’t be a good financial decision for some people to refinance?

Combine this with the poor job most mortgage people do in the first place and many are left needing better advice than they get.  At the request of a number of the radio show listeners, we launched the Mortgages Under Management program.  You now have the chance get personal advice from the people you already know you can trust, because you hear me each week on Sweet Home MN, and for the past several year on the Minnesota Real Estate Show .

Below, you can request one of our free reports related to refinancing, or request to have us review your mortgage for you. 

Request a Free Report


 Top Problems for People Trying to Refinance; Taxes and Refinancing; Smart Steps to Take when Refinancing;

Your Name (required)

Your Email (required)

Subject

Your Message

 

Do You Want Us to Help You Manage Your Mortgage?


Enter the basic information in the form below. The more complete the information the better advice we can give you. We will then email you a no hassle, no obligation, confidential analysis of what refinancing options you have. If you want to go further we would gladly help you. But there are no obligations to use us for your mortgage.


First Name (required)

Last Name (required)

Co-Borrower First Name

Co-Borrower Last Name

Your Email 1 (required)

Your Email 2

Your Daytime Phone Number

Your Evening Phone Number

Your Property Address



Your First Mortgage


Your Original Loan Amount (required)

Your Interest Rate (required)

Estimate your current loan balance (required)

Do you escrow your taxes and insurance? (required)

How much are your property taxes? (required)

How much is your home owners insurance? (required)

Do you have a FHA or VA loan?


Do you have a second mortgage or Home Equity Line of Credit(HELOC)?

What is your current balance?

What is your limit for your HELOC?

What is your current interest rate?



Additional Helpful Information

How much would you need to save a month in payment for it to make sense for you to refinance?

Are you looking to get cash out from the refinance?

How long do you see yourself living in your current home?

Additional Information:

Comments:

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What is Your Home Worth?

Whether you or moving up or moving down or simply thinking about refinancing you need to know what you home is worth in today's market. Fill out this form "My Home Value" to receive a no hassle accurate value.

Radio Show

Listen each week to Sweet Home MN as we talk about mortgages, buying and selling homes in the Twin Cities and more. Sundays on 107.1 FM from 2-3 pm

About Alec Grebis

Alec is recognized as a Twin Cities expert in mortgages, especially Minnestoa first time home buyer loans and grants. You may have heard him on KTLK FM's "Minnesota Real Estate Show." Since entering the mortgage industry in 1995, Alec has given over 300 speeches or seminars about various real estate issues. Now you can get a more regular dose of his commentary, and with a level of depth radio does not allow by subscribing to The Mortgage Scoop.

Avoid Costly Mortgage Mistakes

Interest rates are again near record lows. Should you refinance now? Most people got a loan from someone who is no longer in the business, if that's you, let us help you. Click on "Managing Your Mortgage" to get started.

Get a Clue!

Few people have a clue when it comes to mortgages--especially Minnesota first time buyers who want mortgages with down payment assistance and grants. So we cover all this and a whole lot more, from big issues like the "credit crunch" to smaller stuff like credit scores. Hopefully you'll like it and subscribe to the blog. If you have the time, leave a comment. More importantly, come back when it's time to get a mortgage and work with someone you know has a CLUE!

Disclaimer

The opinions expressed in this blog do not represent those of Bell Mortgage or any other employee of Bell Mortgage.

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Alec Grebis
MN Home Loan
Bell Mortgage
Phone: 952.278.8758
agrebis@bellmortgage.com

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