The Mortgage Scoop

Minnesota mortgage and home loan info for first time buyers, MN down payment assistance and more

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Can I get HOP?

HOP is a new mortgage program through the State of MN that offers conventional construction financing on propertys that need rehabilitating in order to live in them.  HOP requires very little down payment and allows you to complete the work within 90 days after closing.  Fill out the form below to see if you qualify for HOP.

Enter the basic information in the form below. The more complete the information the better advice we can give you. We will then email you a no hassle, no obligation, confidential analysis of what refinancing options you have. If you want to go further we would gladly help you. But there are no obligations to use us for your mortgage.


First Name (required)

Last Name (required)

Co-Borrower First Name

Co-Borrower Last Name

Your Email 1 (required)

Your Daytime Phone Number

Your Evening Phone Number


Do you currently own a home?

 Yes No

Are you currently under contract with a Real Estate Agent?

 Yes No

Do you currently have an accepted purchase agreement to buy a property?

 Yes No

Have you have a bankruptcy, foreclosure or short sale in the past 2 years?

 Yes No

What is your TOTAL gross household income?(before they take out taxes and insurance)




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What is Your Home Worth?

Whether you or moving up or moving down or simply thinking about refinancing you need to know what you home is worth in today's market. Fill out this form "My Home Value" to receive a no hassle accurate value.

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Listen each week to Sweet Home MN as we talk about mortgages, buying and selling homes in the Twin Cities and more. Sundays on 107.1 FM from 2-3 pm

About Alec Grebis

Alec is recognized as a Twin Cities expert in mortgages, especially Minnestoa first time home buyer loans and grants. You may have heard him on KTLK FM's "Minnesota Real Estate Show." Since entering the mortgage industry in 1995, Alec has given over 300 speeches or seminars about various real estate issues. Now you can get a more regular dose of his commentary, and with a level of depth radio does not allow by subscribing to The Mortgage Scoop.

Avoid Costly Mortgage Mistakes

Interest rates are again near record lows. Should you refinance now? Most people got a loan from someone who is no longer in the business, if that's you, let us help you. Click on "Managing Your Mortgage" to get started.

Get a Clue!

Few people have a clue when it comes to mortgages--especially Minnesota first time buyers who want mortgages with down payment assistance and grants. So we cover all this and a whole lot more, from big issues like the "credit crunch" to smaller stuff like credit scores. Hopefully you'll like it and subscribe to the blog. If you have the time, leave a comment. More importantly, come back when it's time to get a mortgage and work with someone you know has a CLUE!

Disclaimer

The opinions expressed in this blog do not represent those of Bell Mortgage or any other employee of Bell Mortgage.

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Alec Grebis
MN Home Loan
Bell Mortgage
Phone: 952.278.8758
agrebis@bellmortgage.com

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