Archive | The Mortgage Scoop

Agentic AI

Jan 27, 2026

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11 min read

Mortgage's AI Doomsday Scenario

An unpopular-but-credible theory on what AI will do to industry jobs. Plus, a rise in TCPA lawsuits, PMI trends, Grella prevails over Kortas in lawsuit & more

James Kleimann

MBA

The Credit Score Civil War & Why The Scoop is Becoming an LO

Jan 23, 2026

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11 min read

The Credit Score Civil War & Why The Scoop is Becoming an LO

MBA boss Broeksmit rebuts CHLA's concerns about a single-file model. Plus, Vesta releases AI Agents, CCM recruits in Rate's back yard, The Scoop makes a personal announcement & more

James Kleimann

FHA

ICE's Mortgage Makeover & the Curt Cignetti Question

Jan 21, 2026

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12 min read

ICE's Mortgage Makeover & the Curt Cignetti Question

We have details on key personnel changes at ICE. Plus, what the mortgage industry can learn from a college football coach, how long the refi window will remain open, FHA suspensions & much more.

James Kleimann

NEXA

Why Investors Keep Betting on Michael Strauss—Despite Everything

Jan 19, 2026

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13 min read

Why Investors Keep Betting on Michael Strauss—Despite Everything

Fool me thrice? The cold calculus of capital in mortgage. Plus, wholesale shops are going vertical, the latest GSE repurchase trends & more

James Kleimann

mortgage tech

Michael Strauss’s 3rd Act & Riches in the POS Niches

Jan 16, 2026

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12 min read

Michael Strauss’s 3rd Act & Riches in the POS Niches

The controversial figure has formed a new non-QM shop. Plus, our first edition of Vendor Wars gives you an unfiltered look at a POS player that does things differently

James Kleimann

Rocket Companies

The CRE Playbook Comes for the 30-Year Mortgage

Jan 14, 2026

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13 min read

The CRE Playbook Comes for the 30-Year Mortgage

Ackman pitches a plan to reduce rates by 65 bps, a farewell to Glenn Kelman & his foxhole, ranking the top agency servicers, who really owns the P&L & more.

James Kleimann

Jerome Powell

What Happens When the Fed Isn’t Independent

Jan 12, 2026

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12 min read

What Happens When the Fed Isn’t Independent

A look at how political control over the Fed would impact the mortgage market. Plus, when LOs move to new companies, the literal bet on housing markets & more

James Kleimann

mortgage tech

Jan 9, 2026

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14 min read

Rates Dip Below 6% & The Biggest Problem in Mortgage Tech

Mortgage rates have a 5 handle—but for how long? Plus, we explore how vendors can overcome daunting adoption & user acquisition odds, thoughts on the Compass-Anywhere deal & more

James Kleimann

Rocket Companies

UWM at 40 & The New (Vertical) Mortgage Playbook

Jan 7, 2026

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14 min read

UWM at 40 & The New (Vertical) Mortgage Playbook

The wholesale lender's "judgment phase" begins. Plus, the transaction model is breaking, NewRez's investment in AI underwriting, Pulte takes on the credit reporting bureaus & more

James Kleimann

Mortgage's AI Doomsday Scenario

The Credit Score Civil War & Why The Scoop is Becoming an LO

ICE's Mortgage Makeover & the Curt Cignetti Question

Why Investors Keep Betting on Michael Strauss—Despite Everything

Michael Strauss’s 3rd Act & Riches in the POS Niches

The CRE Playbook Comes for the 30-Year Mortgage

What Happens When the Fed Isn’t Independent

Rates Dip Below 6% & The Biggest Problem in Mortgage Tech

UWM at 40 & The New (Vertical) Mortgage Playbook

If it's being whisperedin the halls, it's here first.

If it's being whispered
in the halls, it's here first.