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The Mortgage Scoop

Servicing

+8

Can mortgage AI solve the Carol problem?

Oct 9, 2026

•

5 min read

Can mortgage AI solve the Carol problem?

Valon & Vesta rake in VC cash, PLACE builds its everything machine & the credit bureaus find a new way to mess w/ FICO.

James Kleimann
James Kleimann

M&A

+5

What If Mortgage’s Flywheel Theory Is Bullshit?

Oct 7, 2026

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6 min read

What If Mortgage’s Flywheel Theory Is Bullshit?

Does owning servicing actually deliver the best return on capital? Karen Postiglioni explores. Plus, we’ve got the scoop on yet another wave of layoffs hitting the mortgage industry...

James Kleimann
James Kleimann

Servicing

+11

Mortgage is Sexy Now?

Oct 5, 2026

•

6 min read

Mortgage is Sexy Now?

Silicon Valley thinks so. Plus, a senior mortgage exec says the UAD 3.6 waiver exposed a much bigger problem.

James Kleimann
James Kleimann

M&A

+4

Who’s Laying Off In Mortgage Right Now

Oct 2, 2026

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6 min read

Who’s Laying Off In Mortgage Right Now

A fresh round of cuts is hitting lenders, banks & mortgage tech firms as the industry adjusts to weaker volume, automation & offshoring

James Kleimann
James Kleimann

M&A

+4

How Rocket Is Using VantageScore to Its Advantage

Sep 30, 2026

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7 min read

How Rocket Is Using VantageScore to Its Advantage

The powerhouse is making VS4.0 its default, but the more interesting story is how it’s already using the model to find better execution for borrowers.

James Kleimann
James Kleimann

M&A

+4

Mortgage's Moneyball Problem

Sep 28, 2026

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6 min read

Mortgage's Moneyball Problem

The industry loves volume. Karen Postiglioni asks whether we’re measuring what that production is *actually* worth.

James Kleimann
James Kleimann

M&A

+4

My Mortgage May Be Delayed by a Loose Toilet

Sep 25, 2026

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4 min read

My Mortgage May Be Delayed by a Loose Toilet

I’m nearly clear-to-close on a $960K mortgage. First, the bank needs answers about my cleaning lady, babysitter & apparently the toilet.

James Kleimann
James Kleimann

FHFA

+4

Someone Is Spreading False Rumors About FICO Price Hikes 👀

Sep 24, 2026

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4 min read

Someone Is Spreading False Rumors About FICO Price Hikes 👀

The credit giant says the 9x rumor is bogus. Plus, UWM rethinks the underwriting job & HouseCanary files bankruptcy to collect $260M from Rocket.

James Kleimann
James Kleimann

M&A

+3

Why 7% Mortgage Rates Aren’t the Real Problem

Sep 23, 2026

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6 min read

Why 7% Mortgage Rates Aren’t the Real Problem

We’re producing half as many loans, costs are higher and LO comp is still indexed to ever-larger balances.

James Kleimann
James Kleimann
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