Archive | The Mortgage Scoop

M&A

Jul 17, 2026

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5 min read

Union Home Mortgage Strikes Again

Bill Cosgrove lands AmeriTrust, borrowers make peace with higher rates & The Mortgage Scoop prepares to get a mortgage.

James Kleimann

Rocket Companies

The UAD 3.6 Deadline is Coming. Most lenders Aren't Prepared

Jul 15, 2026

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7 min read

The UAD 3.6 Deadline is Coming. Most lenders Aren't Prepared

The appraisal overhaul could mean longer turn times, higher fees & a brutal capacity crunch. Plus: VantageScore in the wild, Keller Williams’ mortgage-centric acquisition & banks’ Q2 production surge.

James Kleimann

Servicing

The Unexpected Winners of UWM’s Ultimatum

Jul 13, 2026

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5 min read

The Unexpected Winners of UWM’s Ultimatum

UWM’s broker ultimatum may have lowered rates for borrowers who never used UWM or Rocket. Plus, the shrinking mortgage rate-collusion case against Optimal Blue, MSR transaction trends, the non-QM leaderboard & more

James Kleimann

VA loans

+10

A Fed-Up $30M Producer & The Death of Channels

Jul 10, 2026

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6 min read

A Fed-Up $30M Producer & The Death of Channels

A candid conversation with a frustrated LO who's ready to exit, housing bill hits the Trump wall, Michael Strauss fallout continues & more scoops from around the industry.

James Kleimann

mortgage tech

The $3.26 Charge That Could Blow Up My Mortgage Plans

Jul 9, 2026

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5 min read

The $3.26 Charge That Could Blow Up My Mortgage Plans

Plus: Greg Sher puts a recruiter on blast — both sides talk to The Scoop — & NewRez's legacy retail biz moves to Synergy One

James Kleimann

mortgage tech

Jul 6, 2026

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7 min read

Vendor Wars: MortgageFlex

Mortgage Flex is betting that a life-of-loan platform on a single tech stack can compete with the big boys in LOS, servicing & beyond.

James Kleimann

VA loans

+10

Jul 2, 2026

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6 min read

CCM’s $2.1M Clawback Gets Put on Ice

Lender must wait to collect until after Chris Gallo's criminal trial concludes. Plus, Argentina tries to create a mortgage market, Trump is sour on ROAD to Housing Act, GSEs release credit data & more

James Kleimann

VA loans

+10

Jun 29, 2026

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6 min read

Goodbye, IRRRL

A House-passed veterans benefits bill could make VA streamlines waaaaay more expensive. Plus: Nima’s lender LARP, UWM’s beaten-down stock, Kevin Warsh’s Fed playbook, PennyMac turns on VantageScore & more.

James Kleimann

mortgage tech

Jun 26, 2026

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7 min read

Lies, Damned Lies & Mortgage Studies

Bankrate says borrowers are overpaying by $65B a year(!). We dig in. Plus: a new GSE construction-loan push, VC tech bros discover mortgage is hard, & where a pair of $100M+ producers are going.

James Kleimann

Union Home Mortgage Strikes Again

The UAD 3.6 Deadline is Coming. Most lenders Aren't Prepared

The Unexpected Winners of UWM’s Ultimatum

A Fed-Up $30M Producer & The Death of Channels

The $3.26 Charge That Could Blow Up My Mortgage Plans

Vendor Wars: MortgageFlex

CCM’s $2.1M Clawback Gets Put on Ice

Goodbye, IRRRL

Lies, Damned Lies & Mortgage Studies

If it's being whisperedin the halls, it's here first.

If it's being whispered
in the halls, it's here first.