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The Mortgage Scoop

M&A

+4

Mortgage's Moneyball Problem

Sep 28, 2026

•

6 min read

Mortgage's Moneyball Problem

The industry loves volume. Karen Postiglioni asks whether we’re measuring what that production is *actually* worth.

James Kleimann
James Kleimann

M&A

+4

My Mortgage May Be Delayed by a Loose Toilet

Sep 25, 2026

•

4 min read

My Mortgage May Be Delayed by a Loose Toilet

I’m nearly clear-to-close on a $960K mortgage. First, the bank needs answers about my cleaning lady, babysitter & apparently the toilet.

James Kleimann
James Kleimann

FHFA

+4

Someone Is Spreading False Rumors About FICO Price Hikes 👀

Sep 24, 2026

•

4 min read

Someone Is Spreading False Rumors About FICO Price Hikes 👀

The credit giant says the 9x rumor is bogus. Plus, UWM rethinks the underwriting job & HouseCanary files bankruptcy to collect $260M from Rocket.

James Kleimann
James Kleimann

M&A

+3

Why 7% Mortgage Rates Aren’t the Real Problem

Sep 23, 2026

•

6 min read

Why 7% Mortgage Rates Aren’t the Real Problem

We’re producing half as many loans, costs are higher and LO comp is still indexed to ever-larger balances.

James Kleimann
James Kleimann

FHFA

+4

Better’s CEO Bromance Ends in Corporate Warfare 💔

Sep 21, 2026

•

5 min read

Better’s CEO Bromance Ends in Corporate Warfare 💔

Vishal Garg released texts with the ex-BFF who replaced him. Plus, AmeriTrust's $14M DSCR fraud case & fresh agency origination data.

James Kleimann
James Kleimann

M&A

+6

We’re Starting a Podcast, a $13B Lender is for Sale & Mortgage has a Wedding

Sep 18, 2026

•

6 min read

We’re Starting a Podcast, a $13B Lender is for Sale & Mortgage has a Wedding

The Scoop gets louder, Mutual of Omaha considers its next move, two industry execs tie the knot, Brian Vieaux is "nuts" & much more!

James Kleimann
James Kleimann

Freddie Mac

+5

Nobody's coming to save mortgage rates

Sep 16, 2026

•

5 min read

Nobody's coming to save mortgage rates

The Fed hiked. The GSEs aren’t riding to the rescue. Time to think harder about where the next borrower comes from.

James Kleimann
James Kleimann

M&A

+3

Profitable, Tired & Ready to Sell?

Sep 14, 2026

•

7 min read

Profitable, Tired & Ready to Sell?

Mortgage M&A is heating up as profitable but aging & undercapitalized lenders consider exits. These mid-sized lenders are lining up to buy them

James Kleimann
James Kleimann

VantageScore

+9

The Early VantageScore Pools Look Different

Sep 11, 2026

•

6 min read

The Early VantageScore Pools Look Different

The first meaningful securitization data shows a much heavier cash-out mix than FICO. Plus, the expensive Rent-an-LO market, the turmoil at Fannie Mae & a fresh batch of scoops.

James Kleimann
James Kleimann
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