Archive | The Mortgage Scoop

Rocket Companies

Apr 22, 2026

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5 min read

The 99¢ Credit Pull Era Begins*

VantageScore is here, but lenders don’t even know they’re in the pilot. Plus, private equity buys a top brokerage. And should you be considered a top LO if you rarely interact w/ your borrowers?

James Kleimann

Rocket Companies

Apr 20, 2026

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4 min read

Varun Krishna’s Friendship Tour

Rocket leader on exploring mortgage partnership opportunities. Plus, more thoughts on the Benchmark case, DMT layoffs & more

James Kleimann

mortgage tech

Apr 19, 2026

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6 min read

The Mortgage Data Arms Race

A new edition of Vendor Wars featuring Model Match. Plus, how CCM won the bidding war for TWO, a vendor sues Pennymac & more

James Kleimann

mortgage tech

Apr 17, 2026

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6 min read

Preston Claims Benchmark Stole From Its Branches & Mortgage Tech's Bloody Week

Ex-divisional's counterclaim says IMB heavily padded margins & retraded comp deals. Plus, unreported details from the restructurings/layoffs at Dark Matter Technologies & Mortgage Cadence

James Kleimann

mortgage tech

LOs on the Strange Spring Market & The Agent Referral Shell Game

Apr 15, 2026

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5 min read

LOs on the Strange Spring Market & The Agent Referral Shell Game

Originators say the market remains very choppy. Plus, what a restructuring at nCino/SimpleNexus means, creative ways lenders are paying agents & more

James Kleimann

HUD

A Family History of America’s Mortgage Market

Apr 13, 2026

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11 min read

A Family History of America’s Mortgage Market

A personal story about lock-in effects & how to free up inventory. Plus, Vishal Garg goes "Beast Mode" on Twitter

James Kleimann

mortgage tech

+11

The Press Conference That Wasn’t & The Truth on FHA Delinquencies

Apr 9, 2026

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10 min read

The Press Conference That Wasn’t & The Truth on FHA Delinquencies

Details on what Pulte & Turner were rumored to announce. Plus, the DQ spike might be a reporting quirk, Wells' LOS transition, OnlyMortgageFeet.com threats & more!

James Kleimann

mortgage tech

DSCR Déjà Vu? & Who Wins When LOs Wash Out

Apr 7, 2026

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10 min read

DSCR Déjà Vu? & Who Wins When LOs Wash Out

Would you go "Big Short" on investor cash-flow loans? Plus, 25K LOs exited... but the real battle is for a tiny pool of high-value agent relationships, & Inflooens finds a buyer.

James Kleimann

mortgage tech

Apr 3, 2026

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10 min read

Trouble in Non-QM Land?

Impairments are up & guidelines are changing. Plus, a new boss at Mortgage Cadence, crisis comms tips for Blend, UWM's failed pursuit of Two & more

James Kleimann

The 99¢ Credit Pull Era Begins*

Varun Krishna’s Friendship Tour

The Mortgage Data Arms Race

Preston Claims Benchmark Stole From Its Branches & Mortgage Tech's Bloody Week

LOs on the Strange Spring Market & The Agent Referral Shell Game

A Family History of America’s Mortgage Market

The Press Conference That Wasn’t & The Truth on FHA Delinquencies

DSCR Déjà Vu? & Who Wins When LOs Wash Out

Trouble in Non-QM Land?

If it's being whisperedin the halls, it's here first.

If it's being whispered
in the halls, it's here first.