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Oliver Buchannon
James Kleimann
Ishbia vs. Leonhardt... & a Mystery Whale Enters the Chat 🐋

Ishbia vs. Leonhardt... & a Mystery Whale Enters the Chat 🐋

UWM, CCM & another firm are in a bidding war for Two Harbors. Plus, Palantir's deal with Freedom/Moder, GSE MBS purchases, The Scoop starts a podcast & more

Mar 23, 2026

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10 min read

Hacking Your LOs, Rivaling UWM for Two Harbors & Lower's Poaching Lawsuits

Hacking Your LOs, Rivaling UWM for Two Harbors & Lower's Poaching Lawsuits

We dish on Stockton's ugly lawsuit w/ former LOs & share who is likely competing with UWM to acquire a servicer

Mar 20, 2026

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10 min read

UWM's Dogfight & ICE’s AI Endgame

UWM's Dogfight & ICE’s AI Endgame

Another player has entered the Two Harbors race & our breakdown of a rumored "Claude-styled" future for mortgage's biggest tech player, job losses at Rocket & more

Mar 19, 2026

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8 min read

The ICE Experience '26 Survival Guide

The ICE Experience '26 Survival Guide

Wear comfy shoes, get your dinner invites in now & close some deals!!!

Mar 16, 2026

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7 min read

Todd Scrima's Summit Funding in M&A Talks: Sources

Todd Scrima's Summit Funding in M&A Talks: Sources

Sacramento-based lender is in M&A talks to be acquired by a large retail IMB

Mar 13, 2026

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4 min read

What’s Really Behind the loanDepot–WestCap Fight

What’s Really Behind the loanDepot–WestCap Fight

Two call-center mortgage giants allege the other is violating LO Comp & harming customers. Plus: Blend’s AI push & Sprout's Michael Strauss is "judgement-proof"

Mar 11, 2026

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10 min read

loanDepot’s Wholesale Reboot & Better’s 47-Second Mortgage 🤨

loanDepot’s Wholesale Reboot & Better’s 47-Second Mortgage 🤨

Can Anthony Hsieh's team rebuild trust in the broker channel? Plus, we unpack Better's incredible underwriting claims & more

Mar 9, 2026

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10 min read

When Bots Replace LOs (And Lawyers Notice)

When Bots Replace LOs (And Lawyers Notice)

As trigger leads fade, voice AI rises. That's risky. Plus, analysis on the biggest headlines in mortgage servicing & why the 203(k) is breaking down in the field..

Mar 6, 2026

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13 min read

Trigger Leads are Dead. Now What?

Trigger Leads are Dead. Now What?

As credit triggers disappear, lenders pivot to relationship-based models. Plus, Rocket rolls out a free LOS for brokers, Experian reshuffles pricing & a $2.4B MSR portfolio hits the market.

Mar 4, 2026

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13 min read

IMBs Are Losing 68% Of Their Own Borrowers

IMBs Are Losing 68% Of Their Own Borrowers

We dive into the growing recapture crisis. Plus, EPO risk at PrimeLending, Zillow's mortgage RESPA challenges, Rocket's big week & more.

Mar 2, 2026

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12 min read

What the Rocket-Compass Deal Really Means for Rate

What the Rocket-Compass Deal Really Means for Rate

Chicago shrugs at the hype. Inside the JV economics, local capture dynamics & why insiders say Rocket’s new deal won’t crack Compass–Rate relationships. Plus, the real story behind City Lending’s collapse & what's up with Blend?

Feb 27, 2026

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11 min read

Dissecting the Rocket–Compass Strategic Bet

Dissecting the Rocket–Compass Strategic Bet

A breakdown of the strategic alliance between the biggest mortgage shop & real estate brokerages. Plus, the latest agency MBS trends

Feb 26, 2026

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9 min read

Most LOs Don’t Actually Know How They’re Paid

Most LOs Don’t Actually Know How They’re Paid

The fine print in LO comp models is doing a lot more work than you think. Plus, what's next for UWM, will stablecoins replace warehouse lines & more

Feb 25, 2026

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11 min read

Casa’s Big Bet on Pure Broker — And What It Means for Wholesale

Casa’s Big Bet on Pure Broker — And What It Means for Wholesale

UMortgage combines a full tech platform with a new flat-fee model. Plus, Rocket Pro's latest departure, a Virginia IMB bows out & more

Feb 23, 2026

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13 min read

Will Banks Take Back Mortgage?

Will Banks Take Back Mortgage?

How the Fed plans to lower mortgage regulation costs for banks. Plus, a look at some of the big changes at Movement, the impact of FICO's Direct program & more

Feb 16, 2026

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9 min read

Breaking Down Pennymac’s Blockbuster Cenlar Deal

Breaking Down Pennymac’s Blockbuster Cenlar Deal

We explore what it means for mortgage tech, & the broader consequences of consolidation in the servicing space

Feb 12, 2026

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8 min read

Wells Fargo is Selling a Massive MSR Package: Sources

Wells Fargo is Selling a Massive MSR Package: Sources

The bank is parting w/ a roughly $40B UPB Ginnie book, sources said. Plus, ACM's raid of Lower, HousingWire's new platform & more

Feb 11, 2026

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8 min read

Why Mike Kortas is Buying Up ShellCos

Why Mike Kortas is Buying Up ShellCos

The NEXA boss says he is NOT doing retail. Plus, Lower loses key staffers, that Rocket Super Bowl ad & more

Feb 9, 2026

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13 min read

Experian’s Mortgage Play Is Way Bigger Than Trigger Leads

Experian’s Mortgage Play Is Way Bigger Than Trigger Leads

We explore the rapid rise of AI mortgage marketplaces. Plus, fresh agency securitization trends & whoa—did Pulte cause PennyMac's woes?!

Feb 6, 2026

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12 min read

The Servicer’s Dilemma: PennyMac’s $3B Hit

The Servicer’s Dilemma: PennyMac’s $3B Hit

A mortgage servicing correction is spooking Wall Street. Plus, another lead gen platform gets bought, $250B in rent-to-own Trump Homes(?!), a rumored consultancy marriage & more

Feb 4, 2026

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12 min read

Valon Lands a Whale

Valon Lands a Whale

The tech platform might just be MSP's biggest threat. Plus, the Maxwell M&A rumor, GSEs apparently didn't want to approve VS4.0 & more.

Feb 2, 2026

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10 min read

Warsh Isn't Your Rate Cut Savior

Warsh Isn't Your Rate Cut Savior

The Mortgage Scoop looks at Trump's pick for Fed Chair. Plus, a hockey agent acquires an IMB, & we've got fresh data on retention, purchase & refi trends.

Jan 30, 2026

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10 min read

The Class-Action Lawyers Come for Rocket

The Class-Action Lawyers Come for Rocket

The Scoop unpacks the steering claims the Detroit giant is once again fighting. Plus, an in-depth look at Sharkey Byte & the Encompass dev space.

Jan 28, 2026

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12 min read

Mortgage's AI Doomsday Scenario

Mortgage's AI Doomsday Scenario

An unpopular-but-credible theory on what AI will do to industry jobs. Plus, a rise in TCPA lawsuits, PMI trends, Grella prevails over Kortas in lawsuit & more

Jan 27, 2026

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11 min read

The Credit Score Civil War & Why The Scoop is Becoming an LO

The Credit Score Civil War & Why The Scoop is Becoming an LO

MBA boss Broeksmit rebuts CHLA's concerns about a single-file model. Plus, Vesta releases AI Agents, CCM recruits in Rate's back yard, The Scoop makes a personal announcement & more

Jan 23, 2026

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11 min read

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