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The Mortgage Scoop
Oliver Buchannon
James Kleimann
AI Sold His House for $90K Over Ask. Is the LO Next?

AI Sold His House for $90K Over Ask. Is the LO Next?

We dig into the AI 'replacement theory' in mortgage, Pulte hunts for a plane, Ishbia's net worth slides, PennyMac trims in TN & a top exec is out at NMB...

Jun 22, 2026

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7 min read

Inside PennyMac's AI Glow-up & How to Protect Your Book From the Heavies

Inside PennyMac's AI Glow-up & How to Protect Your Book From the Heavies

A new chair with no dot on the dot plot, a $1T servicer betting on voice AI, and the data on who's keeping past clients & .

Jun 17, 2026

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6 min read

Meet Penny, the Autonomous Loan Officer

Meet Penny, the Autonomous Loan Officer

A new VC-backed tech startup named Copperlane hopes to shake up the mortgage space. Plus: UWM, EMC & Tim Potempa sued, Movement's ops shakeup, mortgage talk at the strip club & more.

Jun 15, 2026

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6 min read

Figure Is Coming for Hard Money & DSCR

Figure Is Coming for Hard Money & DSCR

Insiders dish on Figure's $717M Kiavi deal, a new CFPB boss, new non-QM guidelines & the dumbest-smartest mortgage fraud you'll read about this year.

Jun 12, 2026

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5 min read

Gorilla Poop, Glitter Bombs & a Big Win for Guild

Gorilla Poop, Glitter Bombs & a Big Win for Guild

Cali appeals court revives Guild's claims against CCM in ‘poaching’ case. Plus, we take you inside the deal for Kiavi, share a scary & low-tech way for an IMB to get hacked & much more

Jun 10, 2026

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6 min read

Not Everyone at APM is Feeling the Synergy

Not Everyone at APM is Feeling the Synergy

An unexpected retention battle emerges, Two Harbors' Wu Tang Clan ultimatum for UWM & more

Jun 8, 2026

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6 min read

APM Acquires Synergy One

APM Acquires Synergy One

M&A deal creates a $14B lender, Better closes the first crypto-backed conventional loan & ICE adds a big new client

Jun 5, 2026

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3 min read

Mortgage's Transfer Portal Is Here

Mortgage's Transfer Portal Is Here

Inside a new anonymous recruiting platform designed to match lenders & originators. Plus, the latest intel on sign-on bonuses, clawbacks and poaching battles.

Jun 3, 2026

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6 min read

Bill Pulte tapped to oversee CIA, FBI, NSA

Bill Pulte tapped to oversee CIA, FBI, NSA

Trump's housing finance chief will be appointed as Acting Director of National Intelligence

Jun 2, 2026

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4 min read

Victor Ciardelli Wants to Sell You Yoga Pants & Berkshire's Housing Bet

Victor Ciardelli Wants to Sell You Yoga Pants & Berkshire's Housing Bet

Why the Taylor Morrison deal could signal a new era of housing consolidation. Plus, Rate enters another type of retail business: athleisure???

Jun 1, 2026

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5 min read

How Guru Culture is Blowing Up DSCR Investors

How Guru Culture is Blowing Up DSCR Investors

YouTube gurus giving bad advice to green investors is causing market instability. Plus, an argument for zero-down FHA loans, how to comply with the GSEs' AI rules, new tech for Shant & more

May 29, 2026

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6 min read

Xactus, MeridianLink & a Very Spicy Lawsuit

Xactus, MeridianLink & a Very Spicy Lawsuit

Why Xactus ended up buying the very platform it once fought in court. We also explore the mortgage industry’s looming Voice AI credibility crisis & review Rocket's RESPA response.

May 27, 2026

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6 min read

Zillow & Compass Are Coming for Mortgage Leads

Zillow & Compass Are Coming for Mortgage Leads

The Chicago MLS blackout exposes the fight underneath private listings: controlling borrower acquisition & the mortgage funnel itself. Plus, GSE streamlines & an update on agency/FHA delinquencies.

May 22, 2026

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5 min read

This is Barney Frank's Mortgage Market

This is Barney Frank's Mortgage Market

A look at the complicated legacy of Dodd-Frank. Plus Better's AI plan, Rocket's VantageScore rollout, an update on Michael Strauss & much more!

May 20, 2026

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5 min read

Anxiety at MBA Secondary

Anxiety at MBA Secondary

Dispatches from MBA Secondary’s final NYC run as Treasury fears, GSE no-shows, Basel III chatter & servicing stress dominate the conversation.

May 18, 2026

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4 min read

Rocket Sues UWM Over Alleged "Bounty" on Mr. Cooper Book

Rocket Sues UWM Over Alleged "Bounty" on Mr. Cooper Book

UWM accused of illegally soliciting 182K borrowers serviced by Mr. Cooper. Plus, Stewart acquires some mortgage tech, PMI market share ticks down & more

May 14, 2026

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5 min read

FHA’s Distress Wave & Crazy VantageScore-FICO Spreads

FHA’s Distress Wave & Crazy VantageScore-FICO Spreads

The COVID-era FHA safety net is finally disappearing. Plus, the early VantageScore 4.0 data is already turning heads & much more.

May 13, 2026

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5 min read

UWM = Countrywide Part II?!

UWM = Countrywide Part II?!

A prominent industry analyst says UWM’s biz model doesn’t hold up. Plus, a Virginia judge blows up an IMB’s aggressive non-solicit agreements & more.

May 11, 2026

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6 min read

Rocket's Record Purchase Pipeline & VU's Alleged Floating Rate Trap

Rocket's Record Purchase Pipeline & VU's Alleged Floating Rate Trap

Fresh reporting on the Detroit giant's Redfin & Compass deals. Plus: Veterans United allegedly quotes low, locks high, & pockets the difference. We dig into the evidence.

May 8, 2026

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6 min read

Valon Burns the Boats & Rocket's Monster Quarter

Valon Burns the Boats & Rocket's Monster Quarter

Strategic partnership w/ Carrington has many implications. Plus, Rocket already looks like a juggernaut & a coaching merger worth watching

May 7, 2026

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4 min read

Left at the Altar, UWM Fights for TWO

Left at the Altar, UWM Fights for TWO

Ishbia’s pursuit raises bigger strategic questions. Plus, a reveal of the mystery bidder circling the deal, loanDepot's disappointing quarter & more.

May 6, 2026

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6 min read

Barry Habib Explores Sale of Highway

Barry Habib Explores Sale of Highway

Preliminary marketing materials have been circulating. Plus, the 20 biggest servicers are tightening their grip, TWO says no to UWM again & more.

May 4, 2026

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4 min read

Trigger Leads Still Aren’t Dead & Vesta Lands a Whale

Trigger Leads Still Aren’t Dead & Vesta Lands a Whale

NAF tells staff it's joining Vesta. Plus, the bad actors still using trigger leads, adoption prospects for VantageScore, an Ohio IMB gets scooped up by Highlands & more.

May 1, 2026

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5 min read

Mortgage’s AI Reckoning Is Here

Mortgage’s AI Reckoning Is Here

Saying the “quiet part out loud” about job cuts. Plus, a scoop on who’s actually accepting VantageScore, the shakeup happening in home equity & more

Apr 29, 2026

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6 min read

An Alliance with the ‘Playground Bully’

An Alliance with the ‘Playground Bully’

UWM partners w/ Fawaz & Sogorka’s new broker tech platform, Origna8. Plus, recruiting in '26... & more dual licensing to come?

Apr 27, 2026

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5 min read

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