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Dark Matter Technologies

LOs, Have You Actually Read Your Contract? 👀

LOs, Have You Actually Read Your Contract? 👀

We review LO employment agreements at three of America's biggest lenders. Plus, Pulte's new political headache & UWM's peculiar return to profitability.

Nov 4, 2026

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6 min read

Rocket Plays Offense. Pennymac Plays Defense. FICO Plays Netflix

Rocket Plays Offense. Pennymac Plays Defense. FICO Plays Netflix

Two mortgage giants, two very different playbooks for a brutal rate environment. Plus: Zillow's zero-down catch, FICO goes SaaS & more lender distress.

Oct 30, 2026

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5 min read

Mortgage AI has a Proof Problem

Mortgage AI has a Proof Problem

Robots, AI hype & a reality check from Annual. Plus, GSE buybacks surge, a shakeup at Lower & one last bit of Chicago gossip.

Oct 16, 2026

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7 min read

Your Insider Guide to MBA Annual ‘26

Your Insider Guide to MBA Annual ‘26

The parties are stacked. The guest list is shrinking. We crunched three years of MBA Annual attendance data to see who’s in, who’s out & who’s switching teams. Plus, KP challenges the assumption that women draw smaller crowds.

Oct 11, 2026

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9 min read

ICE Blinks on SDK Billing

ICE Blinks on SDK Billing

Plus: eye-popping VantageScore files, Chris Gallo's sentencing math, loanDepot's return to wholesale & more

Jul 31, 2026

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5 min read

Mortgage’s AI Reckoning Is Here

Mortgage’s AI Reckoning Is Here

Saying the “quiet part out loud” about job cuts. Plus, a scoop on who’s actually accepting VantageScore, the shakeup happening in home equity & more

Apr 29, 2026

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6 min read

The Mortgage Scoop Can't Get a Mortgage

The Mortgage Scoop Can't Get a Mortgage

I'm ready to buy a home, but can't quality. Plus, Highlands Residential makes an M&A play, Mortgage Cadence’s post-acquisition honeymoon didn’t last, LO Comp reform & more

Apr 24, 2026

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5 min read

The 99¢ Credit Pull Era Begins*

The 99¢ Credit Pull Era Begins*

VantageScore is here, but lenders don’t even know they’re in the pilot. Plus, private equity buys a top brokerage. And should you be considered a top LO if you rarely interact w/ your borrowers?

Apr 22, 2026

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5 min read

Varun Krishna’s Friendship Tour

Varun Krishna’s Friendship Tour

Rocket leader on exploring mortgage partnership opportunities. Plus, more thoughts on the Benchmark case, DMT layoffs & more

Apr 20, 2026

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4 min read

Preston Claims Benchmark Stole From Its Branches & Mortgage Tech's Bloody Week

Preston Claims Benchmark Stole From Its Branches & Mortgage Tech's Bloody Week

Ex-divisional's counterclaim says IMB heavily padded margins & retraded comp deals. Plus, unreported details from the restructurings/layoffs at Dark Matter Technologies & Mortgage Cadence

Apr 17, 2026

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6 min read

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