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The Mortgage Scoop

Encompass

Ishbia Raises $2B & Kills the Dividend 🥵

Ishbia Raises $2B & Kills the Dividend 🥵

UWM rebuilds its balance sheet with a historic $2B recap while Valon makes its boldest bid yet to unseat ICE in mortgage servicing.

Aug 5, 2026

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5 min read

ICE Blinks on SDK Billing

ICE Blinks on SDK Billing

Plus: eye-popping VantageScore files, Chris Gallo's sentencing math, loanDepot's return to wholesale & more

Jul 31, 2026

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5 min read

The DIY LOS Era Is Here

The DIY LOS Era Is Here

Top lenders & small shops alike are building origination systems they hope to sell. Plus, UWM previews its Rocket defense, foreclosures hit highest level since '20 & more.

Jul 27, 2026

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5 min read

A VantageScore 710 & a FICO 660 Walk Into a Bar 🍺

A VantageScore 710 & a FICO 660 Walk Into a Bar 🍺

Equifax says nobody thinks of it as gaming. Plus: three lenders dominate GSE repurchases & our $1.1M Brooklyn co-op offer falls short.

Jul 22, 2026

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5 min read

Who’s Ready for ICE’s Encompass Deadline?

Who’s Ready for ICE’s Encompass Deadline?

Lenders have less than six months to untangle old plugins, undocumented workflows & applications nobody remembers building.

Jul 20, 2026

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6 min read

Trigger Leads Still Aren’t Dead & Vesta Lands a Whale

Trigger Leads Still Aren’t Dead & Vesta Lands a Whale

NAF tells staff it's joining Vesta. Plus, the bad actors still using trigger leads, adoption prospects for VantageScore, an Ohio IMB gets scooped up by Highlands & more.

May 1, 2026

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5 min read

The Credit Score Civil War & Why The Scoop is Becoming an LO

The Credit Score Civil War & Why The Scoop is Becoming an LO

MBA boss Broeksmit rebuts CHLA's concerns about a single-file model. Plus, Vesta releases AI Agents, CCM recruits in Rate's back yard, The Scoop makes a personal announcement & more

Jan 23, 2026

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11 min read

ICE's Mortgage Makeover & the Curt Cignetti Question

ICE's Mortgage Makeover & the Curt Cignetti Question

We have details on key personnel changes at ICE. Plus, what the mortgage industry can learn from a college football coach, how long the refi window will remain open, FHA suspensions & much more.

Jan 21, 2026

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12 min read

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