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The Mortgage Scoop

LO Comp

What If Mortgage’s Flywheel Theory Is Bullshit?

What If Mortgage’s Flywheel Theory Is Bullshit?

Does owning servicing actually deliver the best return on capital? Karen Postiglioni explores. Plus, we’ve got the scoop on yet another wave of layoffs hitting the mortgage industry...

Oct 7, 2026

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6 min read

Who’s Laying Off In Mortgage Right Now

Who’s Laying Off In Mortgage Right Now

A fresh round of cuts is hitting lenders, banks & mortgage tech firms as the industry adjusts to weaker volume, automation & offshoring

Oct 2, 2026

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6 min read

How Rocket Is Using VantageScore to Its Advantage

How Rocket Is Using VantageScore to Its Advantage

The powerhouse is making VS4.0 its default, but the more interesting story is how it’s already using the model to find better execution for borrowers.

Sep 30, 2026

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7 min read

Mortgage's Moneyball Problem

Mortgage's Moneyball Problem

The industry loves volume. Karen Postiglioni asks whether we’re measuring what that production is *actually* worth.

Sep 28, 2026

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6 min read

My Mortgage May Be Delayed by a Loose Toilet

My Mortgage May Be Delayed by a Loose Toilet

I’m nearly clear-to-close on a $960K mortgage. First, the bank needs answers about my cleaning lady, babysitter & apparently the toilet.

Sep 25, 2026

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4 min read

Why 7% Mortgage Rates Aren’t the Real Problem

Why 7% Mortgage Rates Aren’t the Real Problem

We’re producing half as many loans, costs are higher and LO comp is still indexed to ever-larger balances.

Sep 23, 2026

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6 min read

A Very Sneaky Way to Avoid an EPO

A Very Sneaky Way to Avoid an EPO

Plus: PMI claws back share, & the LOs acquirers can't afford to lose are leaving anyway

Aug 17, 2026

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5 min read

ICE Blinks on SDK Billing

ICE Blinks on SDK Billing

Plus: eye-popping VantageScore files, Chris Gallo's sentencing math, loanDepot's return to wholesale & more

Jul 31, 2026

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5 min read

This is Barney Frank's Mortgage Market

This is Barney Frank's Mortgage Market

A look at the complicated legacy of Dodd-Frank. Plus Better's AI plan, Rocket's VantageScore rollout, an update on Michael Strauss & much more!

May 20, 2026

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5 min read

Preston Claims Benchmark Stole From Its Branches & Mortgage Tech's Bloody Week

Preston Claims Benchmark Stole From Its Branches & Mortgage Tech's Bloody Week

Ex-divisional's counterclaim says IMB heavily padded margins & retraded comp deals. Plus, unreported details from the restructurings/layoffs at Dark Matter Technologies & Mortgage Cadence

Apr 17, 2026

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6 min read

A Star LO’s Ultimatum Sparks Ugly Legal Fight

A Star LO’s Ultimatum Sparks Ugly Legal Fight

Benchmark goes after two employees. Plus, layoffs at GRA, the latest on Fannie & Freddie buybacks, UWM's next servicing steps & more

Mar 30, 2026

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8 min read

Most LOs Don’t Actually Know How They’re Paid

Most LOs Don’t Actually Know How They’re Paid

The fine print in LO comp models is doing a lot more work than you think. Plus, what's next for UWM, will stablecoins replace warehouse lines & more

Feb 25, 2026

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11 min read

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