Search
The Mortgage Scoop
Subscribe
Login
Upgrade
Home
Newsletter
About
Advertise
Tip Line
Upgrade
The Mortgage Scoop

Mortgage Servicing Rights

Mortgage's Moneyball Problem

Mortgage's Moneyball Problem

The industry loves volume. Karen Postiglioni asks whether we’re measuring what that production is *actually* worth.

Sep 28, 2026

•

6 min read

The Secret to an 83% Recapture Rate*

The Secret to an 83% Recapture Rate*

Karen Postiglioni breaks down the creative math behind mortgage retention claims. Plus, Fannie’s workforce hits the therapy couch & Chad Smith leaves Better.

Sep 8, 2026

•

6 min read

"The Worst Hedge of All Time"

"The Worst Hedge of All Time"

UWM says the $27.5B position was tied to Two Harbors. The deal died March 27, but the trade didn't. Plus: Wall Street LOs shrug at the Morgan Stanley story, & June MBS numbers.

Aug 12, 2026

•

7 min read

MSRs are hot. Condos are a nightmare. 🔥😱

MSRs are hot. Condos are a nightmare. 🔥😱

Buyers love low WAC servicing. LOs can't get an HOA to answer an email. Plus: CrossCountry's coming for the Top 10 in servicing & Fitch downgrades UWM.

Aug 10, 2026

•

6 min read

What $1.5B From Oaktree Actually Cost Ishbia

What $1.5B From Oaktree Actually Cost Ishbia

Inside the deal terms, why big broker shops are taking Pylon's calls, & the Zillow Home Loans numbers that should worry every LO w/ an MSA.

Aug 7, 2026

•

7 min read

The Unexpected Winners of UWM’s Ultimatum

The Unexpected Winners of UWM’s Ultimatum

UWM’s broker ultimatum may have lowered rates for borrowers who never used UWM or Rocket. Plus, the shrinking mortgage rate-collusion case against Optimal Blue, MSR transaction trends, the non-QM leaderboard & more

Jul 13, 2026

•

5 min read

A Fed-Up $30M Producer & The Death of Channels

A Fed-Up $30M Producer & The Death of Channels

A candid conversation with a frustrated LO who's ready to exit, housing bill hits the Trump wall, Michael Strauss fallout continues & more scoops from around the industry.

Jul 10, 2026

•

6 min read

Goodbye, IRRRL

Goodbye, IRRRL

A House-passed veterans benefits bill could make VA streamlines waaaaay more expensive. Plus: Nima’s lender LARP, UWM’s beaten-down stock, Kevin Warsh’s Fed playbook, PennyMac turns on VantageScore & more.

Jun 29, 2026

•

6 min read

Anxiety at MBA Secondary

Anxiety at MBA Secondary

Dispatches from MBA Secondary’s final NYC run as Treasury fears, GSE no-shows, Basel III chatter & servicing stress dominate the conversation.

May 18, 2026

•

4 min read

Valon Burns the Boats & Rocket's Monster Quarter

Valon Burns the Boats & Rocket's Monster Quarter

Strategic partnership w/ Carrington has many implications. Plus, Rocket already looks like a juggernaut & a coaching merger worth watching

May 7, 2026

•

4 min read

Left at the Altar, UWM Fights for TWO

Left at the Altar, UWM Fights for TWO

Ishbia’s pursuit raises bigger strategic questions. Plus, a reveal of the mystery bidder circling the deal, loanDepot's disappointing quarter & more.

May 6, 2026

•

6 min read

Ishbia vs. Leonhardt... & a Mystery Whale Enters the Chat 🐋

Ishbia vs. Leonhardt... & a Mystery Whale Enters the Chat 🐋

UWM, CCM & another firm are in a bidding war for Two Harbors. Plus, Palantir's deal with Freedom/Moder, GSE MBS purchases, The Scoop starts a podcast & more

Mar 23, 2026

•

10 min read

When Bots Replace LOs (And Lawyers Notice)

When Bots Replace LOs (And Lawyers Notice)

As trigger leads fade, voice AI rises. That's risky. Plus, analysis on the biggest headlines in mortgage servicing & why the 203(k) is breaking down in the field..

Mar 6, 2026

•

13 min read

IMBs Are Losing 68% Of Their Own Borrowers

IMBs Are Losing 68% Of Their Own Borrowers

We dive into the growing recapture crisis. Plus, EPO risk at PrimeLending, Zillow's mortgage RESPA challenges, Rocket's big week & more.

Mar 2, 2026

•

12 min read

Most LOs Don’t Actually Know How They’re Paid

Most LOs Don’t Actually Know How They’re Paid

The fine print in LO comp models is doing a lot more work than you think. Plus, what's next for UWM, will stablecoins replace warehouse lines & more

Feb 25, 2026

•

11 min read

Casa’s Big Bet on Pure Broker — And What It Means for Wholesale

Casa’s Big Bet on Pure Broker — And What It Means for Wholesale

UMortgage combines a full tech platform with a new flat-fee model. Plus, Rocket Pro's latest departure, a Virginia IMB bows out & more

Feb 23, 2026

•

13 min read

Will Banks Take Back Mortgage?

Will Banks Take Back Mortgage?

How the Fed plans to lower mortgage regulation costs for banks. Plus, a look at some of the big changes at Movement, the impact of FICO's Direct program & more

Feb 16, 2026

•

9 min read

Breaking Down Pennymac’s Blockbuster Cenlar Deal

Breaking Down Pennymac’s Blockbuster Cenlar Deal

We explore what it means for mortgage tech, & the broader consequences of consolidation in the servicing space

Feb 12, 2026

•

8 min read

Wells Fargo is Selling a Massive MSR Package: Sources

Wells Fargo is Selling a Massive MSR Package: Sources

The bank is parting w/ a roughly $40B UPB Ginnie book, sources said. Plus, ACM's raid of Lower, HousingWire's new platform & more

Feb 11, 2026

•

8 min read

3x a week

Free Mondays. Paid editions Wednesday & Friday

No fluff

Sourced reporting, not press release rewrites. No pay-to-play. Ever

Insider access

Premium members get stories nobody else has

Read by the best

Execs, LOs, investors, techies & regulators

✦    ✦    ✦

If it's being whispered
in the halls, it's here first.

Join the top mortgage execs, LOs, techies and investors
who read The Scoop to stay ahead.

Free to read  ·  No spam  ·  Unsubscribe anytime


Want more? Upgrade to Insider

The Mortgage Scoop

Newsletter

About

Tip Line

Upgrade

Advertise

© 2025 The Mortgage Scoop