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The Mortgage Scoop

Politics and Policy

Fannie & Freddie just complicated your AI strategy

Fannie & Freddie just complicated your AI strategy

Two GSEs, two increasingly different AI rulebooks. Here's what lenders need to know. Plus, UWM's $80B servicing sale, Trump's watered-down EO & layoffs at a top-5 lender.

Oct 23, 2026

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5 min read

83,000 LOs Washed Out. Who Gets Their Realtors?

83,000 LOs Washed Out. Who Gets Their Realtors?

Thousands of agents have lost their go-to originators, leaving $15B in buyer-side business up for grabs. Plus, mortgage economists dust off their crystal balls for '27.

Oct 19, 2026

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6 min read

Pulte Bails, Dealmakers Feast & MBA Parties On

Pulte Bails, Dealmakers Feast & MBA Parties On

Day Two of Annual: Credit reform rumors, mortgage tech deals, a wholesale acquisition, the layoffs nobody's talking about & surprisingly good vibes in Chicago.

Oct 12, 2026

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4 min read

Nobody's coming to save mortgage rates

Nobody's coming to save mortgage rates

The Fed hiked. The GSEs aren’t riding to the rescue. Time to think harder about where the next borrower comes from.

Sep 16, 2026

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5 min read

A Fed-Up $30M Producer & The Death of Channels

A Fed-Up $30M Producer & The Death of Channels

A candid conversation with a frustrated LO who's ready to exit, housing bill hits the Trump wall, Michael Strauss fallout continues & more scoops from around the industry.

Jul 10, 2026

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6 min read

Goodbye, IRRRL

Goodbye, IRRRL

A House-passed veterans benefits bill could make VA streamlines waaaaay more expensive. Plus: Nima’s lender LARP, UWM’s beaten-down stock, Kevin Warsh’s Fed playbook, PennyMac turns on VantageScore & more.

Jun 29, 2026

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6 min read

Most LOs Don’t Actually Know How They’re Paid

Most LOs Don’t Actually Know How They’re Paid

The fine print in LO comp models is doing a lot more work than you think. Plus, what's next for UWM, will stablecoins replace warehouse lines & more

Feb 25, 2026

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11 min read

Agent-LO Double-Dippers, Who’s Ready for the Gold Rush?

Agent-LO Double-Dippers, Who’s Ready for the Gold Rush?

Plus, mortgage tech's usage dilemma, comings and goings at Rate & more

Sep 10, 2025

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13 min read

loanDepot's Founder Mode & JPM's "shitty" mortgage biz

loanDepot's Founder Mode & JPM's "shitty" mortgage biz

Plus, mortgage fraud by the numbers and Barry Habib at Mar-a-Lago

Aug 25, 2025

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12 min read

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