Search
The Mortgage Scoop
Subscribe
Login
Upgrade
Home
Newsletter
About
Advertise
Tip Line
Upgrade
The Mortgage Scoop

UWM

United Wholesale Mortgage

Why 7% Mortgage Rates Aren’t the Real Problem

Why 7% Mortgage Rates Aren’t the Real Problem

We’re producing half as many loans, costs are higher and LO comp is still indexed to ever-larger balances.

Sep 23, 2026

•

6 min read

The Early VantageScore Pools Look Different

The Early VantageScore Pools Look Different

The first meaningful securitization data shows a much heavier cash-out mix than FICO. Plus, the expensive Rent-an-LO market, the turmoil at Fannie Mae & a fresh batch of scoops.

Sep 11, 2026

•

6 min read

Rocket’s $10K Bounty on UWM Brokers

Rocket’s $10K Bounty on UWM Brokers

Detroit smells vulnerability in Pontiac: bounties, a “Moving Squad” & sharper pricing for brokers. Plus, Roam appears to be toast

Sep 2, 2026

•

5 min read

Summer Rumors & Rate Surges

Summer Rumors & Rate Surges

Mortgage quickies! Sogorka’s on the move (again), Motto is No Mo’(?), NAF lands a $370M team & NEXA could shake up AIME. Plus, rates hit a 52-week high & agency delinquencies creep up.

Aug 31, 2026

•

4 min read

Inside the NEXA-UMortgage Deal

Inside the NEXA-UMortgage Deal

Anthony Casa & Mike Kortas are joining forces. Here’s how the deal came together, how the 10 bps earn-out works & the messy stuff that didn’t make the announcement.

Aug 24, 2026

•

6 min read

Checkr vs. The Work Number (And Your Processors)

Checkr vs. The Work Number (And Your Processors)

Truv acquisition puts the incumbent on notice. But Equifax's biggest advantage arguably isn’t data or price — it’s habit. Plus, behind Matador's bet that GoRascal can help take its Texas business from $200M to $1B.

Aug 19, 2026

•

6 min read

A Very Sneaky Way to Avoid an EPO

A Very Sneaky Way to Avoid an EPO

Plus: PMI claws back share, & the LOs acquirers can't afford to lose are leaving anyway

Aug 17, 2026

•

5 min read

Vishal’s Back (?) & Where LOs Go After M&A

Vishal’s Back (?) & Where LOs Go After M&A

Better founder launched a bid to reclaim his company. Plus, you bought the lender, but you might be renting the sales staff

Aug 14, 2026

•

5 min read

"The Worst Hedge of All Time"

"The Worst Hedge of All Time"

UWM says the $27.5B position was tied to Two Harbors. The deal died March 27, but the trade didn't. Plus: Wall Street LOs shrug at the Morgan Stanley story, & June MBS numbers.

Aug 12, 2026

•

7 min read

MSRs are hot. Condos are a nightmare. 🔥😱

MSRs are hot. Condos are a nightmare. 🔥😱

Buyers love low WAC servicing. LOs can't get an HOA to answer an email. Plus: CrossCountry's coming for the Top 10 in servicing & Fitch downgrades UWM.

Aug 10, 2026

•

6 min read

Left at the Altar, UWM Fights for TWO

Left at the Altar, UWM Fights for TWO

Ishbia’s pursuit raises bigger strategic questions. Plus, a reveal of the mystery bidder circling the deal, loanDepot's disappointing quarter & more.

May 6, 2026

•

6 min read

Barry Habib Explores Sale of Highway

Barry Habib Explores Sale of Highway

Preliminary marketing materials have been circulating. Plus, the 20 biggest servicers are tightening their grip, TWO says no to UWM again & more.

May 4, 2026

•

4 min read

An Alliance with the ‘Playground Bully’

An Alliance with the ‘Playground Bully’

UWM partners w/ Fawaz & Sogorka’s new broker tech platform, Origna8. Plus, recruiting in '26... & more dual licensing to come?

Apr 27, 2026

•

5 min read

Trouble in Non-QM Land?

Trouble in Non-QM Land?

Impairments are up & guidelines are changing. Plus, a new boss at Mortgage Cadence, crisis comms tips for Blend, UWM's failed pursuit of Two & more

Apr 3, 2026

•

10 min read

A Star LO’s Ultimatum Sparks Ugly Legal Fight

A Star LO’s Ultimatum Sparks Ugly Legal Fight

Benchmark goes after two employees. Plus, layoffs at GRA, the latest on Fannie & Freddie buybacks, UWM's next servicing steps & more

Mar 30, 2026

•

8 min read

“I Couldn’t Afford to Stay Silent Anymore”

“I Couldn’t Afford to Stay Silent Anymore”

A viral essay exposes what women face in mortgage. Meanwhile, Ron Leonhardt snags Two Harbors from Ishbia & rates surge on geopolitical fears.

Mar 27, 2026

•

10 min read

Ishbia vs. Leonhardt... & a Mystery Whale Enters the Chat 🐋

Ishbia vs. Leonhardt... & a Mystery Whale Enters the Chat 🐋

UWM, CCM & another firm are in a bidding war for Two Harbors. Plus, Palantir's deal with Freedom/Moder, GSE MBS purchases, The Scoop starts a podcast & more

Mar 23, 2026

•

10 min read

loanDepot’s Wholesale Reboot & Better’s 47-Second Mortgage 🤨

loanDepot’s Wholesale Reboot & Better’s 47-Second Mortgage 🤨

Can Anthony Hsieh's team rebuild trust in the broker channel? Plus, we unpack Better's incredible underwriting claims & more

Mar 9, 2026

•

10 min read

When Bots Replace LOs (And Lawyers Notice)

When Bots Replace LOs (And Lawyers Notice)

As trigger leads fade, voice AI rises. That's risky. Plus, analysis on the biggest headlines in mortgage servicing & why the 203(k) is breaking down in the field..

Mar 6, 2026

•

13 min read

Trigger Leads are Dead. Now What?

Trigger Leads are Dead. Now What?

As credit triggers disappear, lenders pivot to relationship-based models. Plus, Rocket rolls out a free LOS for brokers, Experian reshuffles pricing & a $2.4B MSR portfolio hits the market.

Mar 4, 2026

•

13 min read

IMBs Are Losing 68% Of Their Own Borrowers

IMBs Are Losing 68% Of Their Own Borrowers

We dive into the growing recapture crisis. Plus, EPO risk at PrimeLending, Zillow's mortgage RESPA challenges, Rocket's big week & more.

Mar 2, 2026

•

12 min read

Most LOs Don’t Actually Know How They’re Paid

Most LOs Don’t Actually Know How They’re Paid

The fine print in LO comp models is doing a lot more work than you think. Plus, what's next for UWM, will stablecoins replace warehouse lines & more

Feb 25, 2026

•

11 min read

Will Banks Take Back Mortgage?

Will Banks Take Back Mortgage?

How the Fed plans to lower mortgage regulation costs for banks. Plus, a look at some of the big changes at Movement, the impact of FICO's Direct program & more

Feb 16, 2026

•

9 min read

Wells Fargo is Selling a Massive MSR Package: Sources

Wells Fargo is Selling a Massive MSR Package: Sources

The bank is parting w/ a roughly $40B UPB Ginnie book, sources said. Plus, ACM's raid of Lower, HousingWire's new platform & more

Feb 11, 2026

•

8 min read

Why Mike Kortas is Buying Up ShellCos

Why Mike Kortas is Buying Up ShellCos

The NEXA boss says he is NOT doing retail. Plus, Lower loses key staffers, that Rocket Super Bowl ad & more

Feb 9, 2026

•

13 min read

Load more

3x a week

Free Mondays. Paid editions Wednesday & Friday

No fluff

Sourced reporting, not press release rewrites. No pay-to-play. Ever

Insider access

Premium members get stories nobody else has

Read by the best

Execs, LOs, investors, techies & regulators

✦    ✦    ✦

If it's being whispered
in the halls, it's here first.

Join the top mortgage execs, LOs, techies and investors
who read The Scoop to stay ahead.

Free to read  ·  No spam  ·  Unsubscribe anytime


Want more? Upgrade to Insider

The Mortgage Scoop

Newsletter

About

Tip Line

Upgrade

Advertise

© 2025 The Mortgage Scoop