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UWM

United Wholesale Mortgage

Trouble in Non-QM Land?

Trouble in Non-QM Land?

Impairments are up & guidelines are changing. Plus, a new boss at Mortgage Cadence, crisis comms tips for Blend, UWM's failed pursuit of Two & more

Apr 3, 2026

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10 min read

A Star LO’s Ultimatum Sparks Ugly Legal Fight

A Star LO’s Ultimatum Sparks Ugly Legal Fight

Benchmark goes after two employees. Plus, layoffs at GRA, the latest on Fannie & Freddie buybacks, UWM's next servicing steps & more

Mar 30, 2026

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8 min read

“I Couldn’t Afford to Stay Silent Anymore”

“I Couldn’t Afford to Stay Silent Anymore”

A viral essay exposes what women face in mortgage. Meanwhile, Ron Leonhardt snags Two Harbors from Ishbia & rates surge on geopolitical fears.

Mar 27, 2026

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10 min read

Ishbia vs. Leonhardt... & a Mystery Whale Enters the Chat 🐋

Ishbia vs. Leonhardt... & a Mystery Whale Enters the Chat 🐋

UWM, CCM & another firm are in a bidding war for Two Harbors. Plus, Palantir's deal with Freedom/Moder, GSE MBS purchases, The Scoop starts a podcast & more

Mar 23, 2026

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10 min read

loanDepot’s Wholesale Reboot & Better’s 47-Second Mortgage 🤨

loanDepot’s Wholesale Reboot & Better’s 47-Second Mortgage 🤨

Can Anthony Hsieh's team rebuild trust in the broker channel? Plus, we unpack Better's incredible underwriting claims & more

Mar 9, 2026

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10 min read

When Bots Replace LOs (And Lawyers Notice)

When Bots Replace LOs (And Lawyers Notice)

As trigger leads fade, voice AI rises. That's risky. Plus, analysis on the biggest headlines in mortgage servicing & why the 203(k) is breaking down in the field..

Mar 6, 2026

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13 min read

Trigger Leads are Dead. Now What?

Trigger Leads are Dead. Now What?

As credit triggers disappear, lenders pivot to relationship-based models. Plus, Rocket rolls out a free LOS for brokers, Experian reshuffles pricing & a $2.4B MSR portfolio hits the market.

Mar 4, 2026

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13 min read

IMBs Are Losing 68% Of Their Own Borrowers

IMBs Are Losing 68% Of Their Own Borrowers

We dive into the growing recapture crisis. Plus, EPO risk at PrimeLending, Zillow's mortgage RESPA challenges, Rocket's big week & more.

Mar 2, 2026

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12 min read

Most LOs Don’t Actually Know How They’re Paid

Most LOs Don’t Actually Know How They’re Paid

The fine print in LO comp models is doing a lot more work than you think. Plus, what's next for UWM, will stablecoins replace warehouse lines & more

Feb 25, 2026

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11 min read

Will Banks Take Back Mortgage?

Will Banks Take Back Mortgage?

How the Fed plans to lower mortgage regulation costs for banks. Plus, a look at some of the big changes at Movement, the impact of FICO's Direct program & more

Feb 16, 2026

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9 min read

Wells Fargo is Selling a Massive MSR Package: Sources

Wells Fargo is Selling a Massive MSR Package: Sources

The bank is parting w/ a roughly $40B UPB Ginnie book, sources said. Plus, ACM's raid of Lower, HousingWire's new platform & more

Feb 11, 2026

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8 min read

Why Mike Kortas is Buying Up ShellCos

Why Mike Kortas is Buying Up ShellCos

The NEXA boss says he is NOT doing retail. Plus, Lower loses key staffers, that Rocket Super Bowl ad & more

Feb 9, 2026

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13 min read

Valon Lands a Whale

Valon Lands a Whale

The tech platform might just be MSP's biggest threat. Plus, the Maxwell M&A rumor, GSEs apparently didn't want to approve VS4.0 & more.

Feb 2, 2026

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10 min read

Mortgage's AI Doomsday Scenario

Mortgage's AI Doomsday Scenario

An unpopular-but-credible theory on what AI will do to industry jobs. Plus, a rise in TCPA lawsuits, PMI trends, Grella prevails over Kortas in lawsuit & more

Jan 27, 2026

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11 min read

UWM at 40 & The New (Vertical) Mortgage Playbook

UWM at 40 & The New (Vertical) Mortgage Playbook

The wholesale lender's "judgment phase" begins. Plus, the transaction model is breaking, NewRez's investment in AI underwriting, Pulte takes on the credit reporting bureaus & more

Jan 7, 2026

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14 min read

UWM Brokers Hit with RESPA Inquiry

UWM Brokers Hit with RESPA Inquiry

Minnesota regulators are looking into UWM's Success Track program. Plus, mortgage lenders insure against AI errors, Mesa's abrupt shutdown & more

Dec 22, 2025

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14 min read

Hard Times for Easy-Money DSCRs & a Stealthy Mortgage Tech Unicorn Lands a New Client

Hard Times for Easy-Money DSCRs & a Stealthy Mortgage Tech Unicorn Lands a New Client

Investors & warehouse lenders are increasingly taking a cautious approach to DSCR loans. Plus, fresh info on UWM's plans for Two Harbors, a major servicing tech deal & more.

Dec 19, 2025

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14 min read

Inside UWM’s High-Stakes Servicing Gamble & ICE Gets Its Swagger Back

Inside UWM’s High-Stakes Servicing Gamble & ICE Gets Its Swagger Back

Our analysis of UWM's pending $1.3B acquisition of Two Harbors, what Tim Bowler's exit from ICE Mortgage Technology means for the industry & more.

Dec 17, 2025

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12 min read

'Obamacare for Mortgages' & 5 M&A Predictions for '26

'Obamacare for Mortgages' & 5 M&A Predictions for '26

Some see rising credit report costs as a big strategic opportunity. Plus, Mat Ishbia loves the 50-year mortgage, M&A forecast for '26 & more

Dec 3, 2025

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13 min read

The Math Behind UWM’s AI-Servicing Play

The Math Behind UWM’s AI-Servicing Play

UWM's AI voice agent Mia is already delivering big returns, a fun theory on Fannie's big DU change, Rocket's old-but-new servicing platform & more

Nov 7, 2025

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13 min read

The Broker World's Messiest Breakup & Rocket's Scary Potential

The Broker World's Messiest Breakup & Rocket's Scary Potential

AIME, UWM & Katie Sweeney throw down — plus Rocket's early wins post-M&A spree, the hidden risk in letting lenders pick the higher credit score & more

Oct 31, 2025

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14 min read

Mortgage's Wild West & a Shakeup in the MI Space

Mortgage's Wild West & a Shakeup in the MI Space

Exposing questionable practices in the broker space, takeaways from AIME FUSE, Barry Habib running point on the LLPAs & more

Oct 24, 2025

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12 min read

Upstart Brokers Not 'Fighting Fair' & Push Button, Get Tahiti

Upstart Brokers Not 'Fighting Fair' & Push Button, Get Tahiti

Lawsuit shines an accusatory spotlight on how these broker shops are growing so big, so fast. Plus, UWM's rewards program for servicing, the axe falls at HUD & more

Oct 15, 2025

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12 min read

Sierra's Family Values, UWM's RESPA Bomb

Sierra's Family Values, UWM's RESPA Bomb

The most intriguing exodus at Better, NEXA's new look & much more

Oct 6, 2025

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11 min read

FICO Sticks it to the Bureaus

FICO Sticks it to the Bureaus

How the new pricing model will really change the credit game, alternative stadium names to Mortgage Matchup. Plus: The GSEs say goodbye to New York

Oct 3, 2025

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11 min read

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