Archive | The Mortgage Scoop

mortgage tech

What’s Really Behind the loanDepot–WestCap Fight

Mar 11, 2026

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10 min read

What’s Really Behind the loanDepot–WestCap Fight

Two call-center mortgage giants allege the other is violating LO Comp & harming customers. Plus: Blend’s AI push & Sprout's Michael Strauss is "judgement-proof"

James Kleimann

Servicing

loanDepot’s Wholesale Reboot & Better’s 47-Second Mortgage 🤨

Mar 9, 2026

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10 min read

loanDepot’s Wholesale Reboot & Better’s 47-Second Mortgage 🤨

Can Anthony Hsieh's team rebuild trust in the broker channel? Plus, we unpack Better's incredible underwriting claims & more

James Kleimann

Servicing

+11

When Bots Replace LOs (And Lawyers Notice)

Mar 6, 2026

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13 min read

When Bots Replace LOs (And Lawyers Notice)

As trigger leads fade, voice AI rises. That's risky. Plus, analysis on the biggest headlines in mortgage servicing & why the 203(k) is breaking down in the field..

James Kleimann

Servicing

Mar 4, 2026

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13 min read

Trigger Leads are Dead. Now What?

As credit triggers disappear, lenders pivot to relationship-based models. Plus, Rocket rolls out a free LOS for brokers, Experian reshuffles pricing & a $2.4B MSR portfolio hits the market.

James Kleimann

Servicing

+11

IMBs Are Losing 68% Of Their Own Borrowers

Mar 2, 2026

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12 min read

IMBs Are Losing 68% Of Their Own Borrowers

We dive into the growing recapture crisis. Plus, EPO risk at PrimeLending, Zillow's mortgage RESPA challenges, Rocket's big week & more.

James Kleimann

Rocket Companies

What the Rocket-Compass Deal Really Means for Rate

Feb 27, 2026

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11 min read

What the Rocket-Compass Deal Really Means for Rate

Chicago shrugs at the hype. Inside the JV economics, local capture dynamics & why insiders say Rocket’s new deal won’t crack Compass–Rate relationships. Plus, the real story behind City Lending’s collapse & what's up with Blend?

James Kleimann

Rocket Companies

Dissecting the Rocket–Compass Strategic Bet

Feb 26, 2026

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9 min read

Dissecting the Rocket–Compass Strategic Bet

A breakdown of the strategic alliance between the biggest mortgage shop & real estate brokerages. Plus, the latest agency MBS trends

James Kleimann

Servicing

Most LOs Don’t Actually Know How They’re Paid

Feb 25, 2026

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11 min read

Most LOs Don’t Actually Know How They’re Paid

The fine print in LO comp models is doing a lot more work than you think. Plus, what's next for UWM, will stablecoins replace warehouse lines & more

James Kleimann

Sagent

Casa’s Big Bet on Pure Broker — And What It Means for Wholesale

Feb 23, 2026

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13 min read

Casa’s Big Bet on Pure Broker — And What It Means for Wholesale

UMortgage combines a full tech platform with a new flat-fee model. Plus, Rocket Pro's latest departure, a Virginia IMB bows out & more

James Kleimann

What’s Really Behind the loanDepot–WestCap Fight

loanDepot’s Wholesale Reboot & Better’s 47-Second Mortgage 🤨

When Bots Replace LOs (And Lawyers Notice)

Trigger Leads are Dead. Now What?

IMBs Are Losing 68% Of Their Own Borrowers

What the Rocket-Compass Deal Really Means for Rate

Dissecting the Rocket–Compass Strategic Bet

Most LOs Don’t Actually Know How They’re Paid

Casa’s Big Bet on Pure Broker — And What It Means for Wholesale

If it's being whisperedin the halls, it's here first.

If it's being whispered
in the halls, it's here first.