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The Mortgage Scoop

M&A

Mergers and acquisitions

AI Sold His House for $90K Over Ask. Is the LO Next?

AI Sold His House for $90K Over Ask. Is the LO Next?

We dig into the AI 'replacement theory' in mortgage, Pulte hunts for a plane, Ishbia's net worth slides, PennyMac trims in TN & a top exec is out at NMB...

Jun 22, 2026

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7 min read

Inside PennyMac's AI Glow-up & How to Protect Your Book From the Heavies

Inside PennyMac's AI Glow-up & How to Protect Your Book From the Heavies

A new chair with no dot on the dot plot, a $1T servicer betting on voice AI, and the data on who's keeping past clients & .

Jun 17, 2026

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6 min read

Meet Penny, the Autonomous Loan Officer

Meet Penny, the Autonomous Loan Officer

A new VC-backed tech startup named Copperlane hopes to shake up the mortgage space. Plus: UWM, EMC & Tim Potempa sued, Movement's ops shakeup, mortgage talk at the strip club & more.

Jun 15, 2026

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6 min read

Figure Is Coming for Hard Money & DSCR

Figure Is Coming for Hard Money & DSCR

Insiders dish on Figure's $717M Kiavi deal, a new CFPB boss, new non-QM guidelines & the dumbest-smartest mortgage fraud you'll read about this year.

Jun 12, 2026

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5 min read

Gorilla Poop, Glitter Bombs & a Big Win for Guild

Gorilla Poop, Glitter Bombs & a Big Win for Guild

Cali appeals court revives Guild's claims against CCM in ‘poaching’ case. Plus, we take you inside the deal for Kiavi, share a scary & low-tech way for an IMB to get hacked & much more

Jun 10, 2026

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6 min read

Not Everyone at APM is Feeling the Synergy

Not Everyone at APM is Feeling the Synergy

An unexpected retention battle emerges, Two Harbors' Wu Tang Clan ultimatum for UWM & more

Jun 8, 2026

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6 min read

Victor Ciardelli Wants to Sell You Yoga Pants & Berkshire's Housing Bet

Victor Ciardelli Wants to Sell You Yoga Pants & Berkshire's Housing Bet

Why the Taylor Morrison deal could signal a new era of housing consolidation. Plus, Rate enters another type of retail business: athleisure???

Jun 1, 2026

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5 min read

Barry Habib Explores Sale of Highway

Barry Habib Explores Sale of Highway

Preliminary marketing materials have been circulating. Plus, the 20 biggest servicers are tightening their grip, TWO says no to UWM again & more.

May 4, 2026

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4 min read

The Press Conference That Wasn’t & The Truth on FHA Delinquencies

The Press Conference That Wasn’t & The Truth on FHA Delinquencies

Details on what Pulte & Turner were rumored to announce. Plus, the DQ spike might be a reporting quirk, Wells' LOS transition, OnlyMortgageFeet.com threats & more!

Apr 9, 2026

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10 min read

Todd Scrima's Summit Funding in M&A Talks: Sources

Todd Scrima's Summit Funding in M&A Talks: Sources

Sacramento-based lender is in M&A talks to be acquired by a large retail IMB

Mar 13, 2026

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4 min read

'Obamacare for Mortgages' & 5 M&A Predictions for '26

'Obamacare for Mortgages' & 5 M&A Predictions for '26

Some see rising credit report costs as a big strategic opportunity. Plus, Mat Ishbia loves the 50-year mortgage, M&A forecast for '26 & more

Dec 3, 2025

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13 min read

No Cake for you! & an MBA-FICO Reckoning

No Cake for you! & an MBA-FICO Reckoning

Cake Mortgage has warehouse problems. Plus, Absolute Home Loans acquires a lender, MBA has a hill it won't die on & more

Dec 1, 2025

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10 min read

Bill Cosgrove is Hungry, What Happens to Rates Post-Fed Day

Bill Cosgrove is Hungry, What Happens to Rates Post-Fed Day

Plus, how to get LOs to use the tech you spent a fortune on, why distressed borrowers will make car payments before the mortgage & more

Sep 17, 2025

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12 min read

State of Mortgage M&A and Punching Pulte

State of Mortgage M&A and Punching Pulte

Back-to-school mortgage season leads to refi deja vu; plus, Pennymac goes live on Vesta

Sep 8, 2025

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12 min read

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