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credit bureaus

loanDepot’s Wholesale Reboot & Better’s 47-Second Mortgage 🤨

loanDepot’s Wholesale Reboot & Better’s 47-Second Mortgage 🤨

Can Anthony Hsieh's team rebuild trust in the broker channel? Plus, we unpack Better's incredible underwriting claims & more

Mar 9, 2026

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10 min read

Trigger Leads are Dead. Now What?

Trigger Leads are Dead. Now What?

As credit triggers disappear, lenders pivot to relationship-based models. Plus, Rocket rolls out a free LOS for brokers, Experian reshuffles pricing & a $2.4B MSR portfolio hits the market.

Mar 4, 2026

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13 min read

The Credit Score Civil War & Why The Scoop is Becoming an LO

The Credit Score Civil War & Why The Scoop is Becoming an LO

MBA boss Broeksmit rebuts CHLA's concerns about a single-file model. Plus, Vesta releases AI Agents, CCM recruits in Rate's back yard, The Scoop makes a personal announcement & more

Jan 23, 2026

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11 min read

UWM at 40 & The New (Vertical) Mortgage Playbook

UWM at 40 & The New (Vertical) Mortgage Playbook

The wholesale lender's "judgment phase" begins. Plus, the transaction model is breaking, NewRez's investment in AI underwriting, Pulte takes on the credit reporting bureaus & more

Jan 7, 2026

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14 min read

'Obamacare for Mortgages' & 5 M&A Predictions for '26

'Obamacare for Mortgages' & 5 M&A Predictions for '26

Some see rising credit report costs as a big strategic opportunity. Plus, Mat Ishbia loves the 50-year mortgage, M&A forecast for '26 & more

Dec 3, 2025

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13 min read

The Mortgage Credit Wars Escalate & Tidalwave's Big Fundraise

The Mortgage Credit Wars Escalate & Tidalwave's Big Fundraise

After FICO's bold play, the bureaus are now adding their mark-ups to credit reporting costs. Plus, what's really interesting about Tidalwave's $22M Series A round...

Nov 21, 2025

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13 min read

FICO Sticks it to the Bureaus

FICO Sticks it to the Bureaus

How the new pricing model will really change the credit game, alternative stadium names to Mortgage Matchup. Plus: The GSEs say goodbye to New York

Oct 3, 2025

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11 min read

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