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The Mortgage Scoop

M&A

Mergers and acquisitions

Pulte Bails, Dealmakers Feast & MBA Parties On

Pulte Bails, Dealmakers Feast & MBA Parties On

Day Two of Annual: Credit reform rumors, mortgage tech deals, a wholesale acquisition, the layoffs nobody's talking about & surprisingly good vibes in Chicago.

Oct 12, 2026

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4 min read

Can mortgage AI solve the Carol problem?

Can mortgage AI solve the Carol problem?

Valon & Vesta rake in VC cash, PLACE builds its everything machine & the credit bureaus find a new way to mess w/ FICO.

Oct 9, 2026

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5 min read

What If Mortgage’s Flywheel Theory Is Bullshit?

What If Mortgage’s Flywheel Theory Is Bullshit?

Does owning servicing actually deliver the best return on capital? Karen Postiglioni explores. Plus, we’ve got the scoop on yet another wave of layoffs hitting the mortgage industry...

Oct 7, 2026

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6 min read

Mortgage is Sexy Now?

Mortgage is Sexy Now?

Silicon Valley thinks so. Plus, a senior mortgage exec says the UAD 3.6 waiver exposed a much bigger problem.

Oct 5, 2026

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6 min read

Who’s Laying Off In Mortgage Right Now

Who’s Laying Off In Mortgage Right Now

A fresh round of cuts is hitting lenders, banks & mortgage tech firms as the industry adjusts to weaker volume, automation & offshoring

Oct 2, 2026

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6 min read

How Rocket Is Using VantageScore to Its Advantage

How Rocket Is Using VantageScore to Its Advantage

The powerhouse is making VS4.0 its default, but the more interesting story is how it’s already using the model to find better execution for borrowers.

Sep 30, 2026

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7 min read

Mortgage's Moneyball Problem

Mortgage's Moneyball Problem

The industry loves volume. Karen Postiglioni asks whether we’re measuring what that production is *actually* worth.

Sep 28, 2026

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6 min read

My Mortgage May Be Delayed by a Loose Toilet

My Mortgage May Be Delayed by a Loose Toilet

I’m nearly clear-to-close on a $960K mortgage. First, the bank needs answers about my cleaning lady, babysitter & apparently the toilet.

Sep 25, 2026

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4 min read

Why 7% Mortgage Rates Aren’t the Real Problem

Why 7% Mortgage Rates Aren’t the Real Problem

We’re producing half as many loans, costs are higher and LO comp is still indexed to ever-larger balances.

Sep 23, 2026

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6 min read

We’re Starting a Podcast, a $13B Lender is for Sale & Mortgage has a Wedding

We’re Starting a Podcast, a $13B Lender is for Sale & Mortgage has a Wedding

The Scoop gets louder, Mutual of Omaha considers its next move, two industry execs tie the knot, Brian Vieaux is "nuts" & much more!

Sep 18, 2026

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6 min read

Profitable, Tired & Ready to Sell?

Profitable, Tired & Ready to Sell?

Mortgage M&A is heating up as profitable but aging & undercapitalized lenders consider exits. These mid-sized lenders are lining up to buy them

Sep 14, 2026

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7 min read

Pulte Just Opened the VantageScore Floodgates. Who’s Ready?

Pulte Just Opened the VantageScore Floodgates. Who’s Ready?

FHFA’s chief wants VS4.0 everywhere, is eyeing bi-merge (or even a single credit report!) & says the bureaus act like a cartel. Plus, Fay Group buys a $1B IMB & Fannie gives LOs a new pipeline play.

Sep 4, 2026

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4 min read

Summer Rumors & Rate Surges

Summer Rumors & Rate Surges

Mortgage quickies! Sogorka’s on the move (again), Motto is No Mo’(?), NAF lands a $370M team & NEXA could shake up AIME. Plus, rates hit a 52-week high & agency delinquencies creep up.

Aug 31, 2026

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4 min read

Inside the NEXA-UMortgage Deal

Inside the NEXA-UMortgage Deal

Anthony Casa & Mike Kortas are joining forces. Here’s how the deal came together, how the 10 bps earn-out works & the messy stuff that didn’t make the announcement.

Aug 24, 2026

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6 min read

A Very Sneaky Way to Avoid an EPO

A Very Sneaky Way to Avoid an EPO

Plus: PMI claws back share, & the LOs acquirers can't afford to lose are leaving anyway

Aug 17, 2026

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5 min read

Union Home Mortgage Strikes Again

Union Home Mortgage Strikes Again

Bill Cosgrove lands AmeriTrust, borrowers make peace with higher rates & The Mortgage Scoop prepares to get a mortgage.

Jul 17, 2026

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5 min read

The $3.26 Charge That Could Blow Up My Mortgage Plans

The $3.26 Charge That Could Blow Up My Mortgage Plans

Plus: Greg Sher puts a recruiter on blast — both sides talk to The Scoop — & NewRez's legacy retail biz moves to Synergy One

Jul 9, 2026

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5 min read

AI Sold His House for $90K Over Ask. Is the LO Next?

AI Sold His House for $90K Over Ask. Is the LO Next?

We dig into the AI 'replacement theory' in mortgage, Pulte hunts for a plane, Ishbia's net worth slides, PennyMac trims in TN & a top exec is out at NMB...

Jun 22, 2026

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7 min read

Inside PennyMac's AI Glow-up & How to Protect Your Book From the Heavies

Inside PennyMac's AI Glow-up & How to Protect Your Book From the Heavies

A new chair with no dot on the dot plot, a $1T servicer betting on voice AI, and the data on who's keeping past clients & .

Jun 17, 2026

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6 min read

Meet Penny, the Autonomous Loan Officer

Meet Penny, the Autonomous Loan Officer

A new VC-backed tech startup named Copperlane hopes to shake up the mortgage space. Plus: UWM, EMC & Tim Potempa sued, Movement's ops shakeup, mortgage talk at the strip club & more.

Jun 15, 2026

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6 min read

Figure Is Coming for Hard Money & DSCR

Figure Is Coming for Hard Money & DSCR

Insiders dish on Figure's $717M Kiavi deal, a new CFPB boss, new non-QM guidelines & the dumbest-smartest mortgage fraud you'll read about this year.

Jun 12, 2026

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5 min read

Gorilla Poop, Glitter Bombs & a Big Win for Guild

Gorilla Poop, Glitter Bombs & a Big Win for Guild

Cali appeals court revives Guild's claims against CCM in ‘poaching’ case. Plus, we take you inside the deal for Kiavi, share a scary & low-tech way for an IMB to get hacked & much more

Jun 10, 2026

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6 min read

Not Everyone at APM is Feeling the Synergy

Not Everyone at APM is Feeling the Synergy

An unexpected retention battle emerges, Two Harbors' Wu Tang Clan ultimatum for UWM & more

Jun 8, 2026

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6 min read

Victor Ciardelli Wants to Sell You Yoga Pants & Berkshire's Housing Bet

Victor Ciardelli Wants to Sell You Yoga Pants & Berkshire's Housing Bet

Why the Taylor Morrison deal could signal a new era of housing consolidation. Plus, Rate enters another type of retail business: athleisure???

Jun 1, 2026

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5 min read

Barry Habib Explores Sale of Highway

Barry Habib Explores Sale of Highway

Preliminary marketing materials have been circulating. Plus, the 20 biggest servicers are tightening their grip, TWO says no to UWM again & more.

May 4, 2026

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4 min read

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