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The Mortgage Scoop

The Fed

Why 7% Mortgage Rates Aren’t the Real Problem

Why 7% Mortgage Rates Aren’t the Real Problem

We’re producing half as many loans, costs are higher and LO comp is still indexed to ever-larger balances.

Sep 23, 2026

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6 min read

Better’s CEO Bromance Ends in Corporate Warfare 💔

Better’s CEO Bromance Ends in Corporate Warfare 💔

Vishal Garg released texts with the ex-BFF who replaced him. Plus, AmeriTrust's $14M DSCR fraud case & fresh agency origination data.

Sep 21, 2026

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5 min read

We’re Starting a Podcast, a $13B Lender is for Sale & Mortgage has a Wedding

We’re Starting a Podcast, a $13B Lender is for Sale & Mortgage has a Wedding

The Scoop gets louder, Mutual of Omaha considers its next move, two industry execs tie the knot, Brian Vieaux is "nuts" & much more!

Sep 18, 2026

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6 min read

Nobody's coming to save mortgage rates

Nobody's coming to save mortgage rates

The Fed hiked. The GSEs aren’t riding to the rescue. Time to think harder about where the next borrower comes from.

Sep 16, 2026

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5 min read

Profitable, Tired & Ready to Sell?

Profitable, Tired & Ready to Sell?

Mortgage M&A is heating up as profitable but aging & undercapitalized lenders consider exits. These mid-sized lenders are lining up to buy them

Sep 14, 2026

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7 min read

The Early VantageScore Pools Look Different

The Early VantageScore Pools Look Different

The first meaningful securitization data shows a much heavier cash-out mix than FICO. Plus, the expensive Rent-an-LO market, the turmoil at Fannie Mae & a fresh batch of scoops.

Sep 11, 2026

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6 min read

Trouble in Non-QM Land?

Trouble in Non-QM Land?

Impairments are up & guidelines are changing. Plus, a new boss at Mortgage Cadence, crisis comms tips for Blend, UWM's failed pursuit of Two & more

Apr 3, 2026

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10 min read

Will Banks Take Back Mortgage?

Will Banks Take Back Mortgage?

How the Fed plans to lower mortgage regulation costs for banks. Plus, a look at some of the big changes at Movement, the impact of FICO's Direct program & more

Feb 16, 2026

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9 min read

What Happens When the Fed Isn’t Independent

What Happens When the Fed Isn’t Independent

A look at how political control over the Fed would impact the mortgage market. Plus, when LOs move to new companies, the literal bet on housing markets & more

Jan 12, 2026

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12 min read

How Mortgage's Biggest-Ever Brawl Went Down

How Mortgage's Biggest-Ever Brawl Went Down

We've got the inside story on why two rival lenders went at it at Triple Play in Atlantic City in '21. Plus, an update about a very interesting CCM clawback case, expectations post-Fed Day & more

Dec 10, 2025

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11 min read

Bill Cosgrove is Hungry, What Happens to Rates Post-Fed Day

Bill Cosgrove is Hungry, What Happens to Rates Post-Fed Day

Plus, how to get LOs to use the tech you spent a fortune on, why distressed borrowers will make car payments before the mortgage & more

Sep 17, 2025

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12 min read

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