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Oliver Buchannon
James Kleimann
A Family History of America’s Mortgage Market

A Family History of America’s Mortgage Market

A personal story about lock-in effects & how to free up inventory. Plus, Vishal Garg goes "Beast Mode" on Twitter

Apr 13, 2026

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11 min read

The Press Conference That Wasn’t & The Truth on FHA Delinquencies

The Press Conference That Wasn’t & The Truth on FHA Delinquencies

Details on what Pulte & Turner were rumored to announce. Plus, the DQ spike might be a reporting quirk, Wells' LOS transition, OnlyMortgageFeet.com threats & more!

Apr 9, 2026

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10 min read

DSCR Déjà Vu? & Who Wins When LOs Wash Out

DSCR Déjà Vu? & Who Wins When LOs Wash Out

Would you go "Big Short" on investor cash-flow loans? Plus, 25K LOs exited... but the real battle is for a tiny pool of high-value agent relationships, & Inflooens finds a buyer.

Apr 7, 2026

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10 min read

Trouble in Non-QM Land?

Trouble in Non-QM Land?

Impairments are up & guidelines are changing. Plus, a new boss at Mortgage Cadence, crisis comms tips for Blend, UWM's failed pursuit of Two & more

Apr 3, 2026

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10 min read

Nima’s New Venture

Nima’s New Venture

Nima Ghamsari founded a mortgage lender in '25. Plus, how a non-del can service mortgages, Opendoor's latest buy, growing non-QM concerns & more

Apr 1, 2026

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8 min read

A Star LO’s Ultimatum Sparks Ugly Legal Fight

A Star LO’s Ultimatum Sparks Ugly Legal Fight

Benchmark goes after two employees. Plus, layoffs at GRA, the latest on Fannie & Freddie buybacks, UWM's next servicing steps & more

Mar 30, 2026

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8 min read

“I Couldn’t Afford to Stay Silent Anymore”

“I Couldn’t Afford to Stay Silent Anymore”

A viral essay exposes what women face in mortgage. Meanwhile, Ron Leonhardt snags Two Harbors from Ishbia & rates surge on geopolitical fears.

Mar 27, 2026

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10 min read

The LO Extinction Scenario

The LO Extinction Scenario

Is a digital lender's LO-free mortgage experience a glimpse into the future? Plus, CCM explores new tech & a mortgage insurance shakeup

Mar 25, 2026

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10 min read

Ishbia vs. Leonhardt... & a Mystery Whale Enters the Chat 🐋

Ishbia vs. Leonhardt... & a Mystery Whale Enters the Chat 🐋

UWM, CCM & another firm are in a bidding war for Two Harbors. Plus, Palantir's deal with Freedom/Moder, GSE MBS purchases, The Scoop starts a podcast & more

Mar 23, 2026

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10 min read

Hacking Your LOs, Rivaling UWM for Two Harbors & Lower's Poaching Lawsuits

Hacking Your LOs, Rivaling UWM for Two Harbors & Lower's Poaching Lawsuits

We dish on Stockton's ugly lawsuit w/ former LOs & share who is likely competing with UWM to acquire a servicer

Mar 20, 2026

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10 min read

UWM's Dogfight & ICE’s AI Endgame

UWM's Dogfight & ICE’s AI Endgame

Another player has entered the Two Harbors race & our breakdown of a rumored "Claude-styled" future for mortgage's biggest tech player, job losses at Rocket & more

Mar 19, 2026

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8 min read

The ICE Experience '26 Survival Guide

The ICE Experience '26 Survival Guide

Wear comfy shoes, get your dinner invites in now & close some deals!!!

Mar 16, 2026

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7 min read

Todd Scrima's Summit Funding in M&A Talks: Sources

Todd Scrima's Summit Funding in M&A Talks: Sources

Sacramento-based lender is in M&A talks to be acquired by a large retail IMB

Mar 13, 2026

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4 min read

What’s Really Behind the loanDepot–WestCap Fight

What’s Really Behind the loanDepot–WestCap Fight

Two call-center mortgage giants allege the other is violating LO Comp & harming customers. Plus: Blend’s AI push & Sprout's Michael Strauss is "judgement-proof"

Mar 11, 2026

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10 min read

loanDepot’s Wholesale Reboot & Better’s 47-Second Mortgage 🤨

loanDepot’s Wholesale Reboot & Better’s 47-Second Mortgage 🤨

Can Anthony Hsieh's team rebuild trust in the broker channel? Plus, we unpack Better's incredible underwriting claims & more

Mar 9, 2026

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10 min read

When Bots Replace LOs (And Lawyers Notice)

When Bots Replace LOs (And Lawyers Notice)

As trigger leads fade, voice AI rises. That's risky. Plus, analysis on the biggest headlines in mortgage servicing & why the 203(k) is breaking down in the field..

Mar 6, 2026

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13 min read

Trigger Leads are Dead. Now What?

Trigger Leads are Dead. Now What?

As credit triggers disappear, lenders pivot to relationship-based models. Plus, Rocket rolls out a free LOS for brokers, Experian reshuffles pricing & a $2.4B MSR portfolio hits the market.

Mar 4, 2026

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13 min read

IMBs Are Losing 68% Of Their Own Borrowers

IMBs Are Losing 68% Of Their Own Borrowers

We dive into the growing recapture crisis. Plus, EPO risk at PrimeLending, Zillow's mortgage RESPA challenges, Rocket's big week & more.

Mar 2, 2026

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12 min read

What the Rocket-Compass Deal Really Means for Rate

What the Rocket-Compass Deal Really Means for Rate

Chicago shrugs at the hype. Inside the JV economics, local capture dynamics & why insiders say Rocket’s new deal won’t crack Compass–Rate relationships. Plus, the real story behind City Lending’s collapse & what's up with Blend?

Feb 27, 2026

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11 min read

Dissecting the Rocket–Compass Strategic Bet

Dissecting the Rocket–Compass Strategic Bet

A breakdown of the strategic alliance between the biggest mortgage shop & real estate brokerages. Plus, the latest agency MBS trends

Feb 26, 2026

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9 min read

Most LOs Don’t Actually Know How They’re Paid

Most LOs Don’t Actually Know How They’re Paid

The fine print in LO comp models is doing a lot more work than you think. Plus, what's next for UWM, will stablecoins replace warehouse lines & more

Feb 25, 2026

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11 min read

Casa’s Big Bet on Pure Broker — And What It Means for Wholesale

Casa’s Big Bet on Pure Broker — And What It Means for Wholesale

UMortgage combines a full tech platform with a new flat-fee model. Plus, Rocket Pro's latest departure, a Virginia IMB bows out & more

Feb 23, 2026

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13 min read

Will Banks Take Back Mortgage?

Will Banks Take Back Mortgage?

How the Fed plans to lower mortgage regulation costs for banks. Plus, a look at some of the big changes at Movement, the impact of FICO's Direct program & more

Feb 16, 2026

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9 min read

Breaking Down Pennymac’s Blockbuster Cenlar Deal

Breaking Down Pennymac’s Blockbuster Cenlar Deal

We explore what it means for mortgage tech, & the broader consequences of consolidation in the servicing space

Feb 12, 2026

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8 min read

Wells Fargo is Selling a Massive MSR Package: Sources

Wells Fargo is Selling a Massive MSR Package: Sources

The bank is parting w/ a roughly $40B UPB Ginnie book, sources said. Plus, ACM's raid of Lower, HousingWire's new platform & more

Feb 11, 2026

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8 min read

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