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Oliver Buchannon
James Kleimann

The Math Behind UWM’s AI-Servicing Play

The Math Behind UWM’s AI-Servicing Play

UWM's AI voice agent Mia is already delivering big returns, a fun theory on Fannie's big DU change, Rocket's old-but-new servicing platform & more

Nov 7, 2025

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13 min read

Big Bites & Slow Chews at Lower

Big Bites & Slow Chews at Lower

Acquisitive Lower is fusing many big strategies all at once, rumored changes to LLPAs a real bummer for industry, a twist on a classic down payment scam & more

Nov 5, 2025

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12 min read

ICE Bets on ICE & Zillow Bets on Mortgage Discounts

ICE Bets on ICE & Zillow Bets on Mortgage Discounts

How ICE is integrating AI into Encompass & MSP, Zillow's mortgage discount play, what's pissing off LOs & more

Nov 3, 2025

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13 min read

The Broker World's Messiest Breakup & Rocket's Scary Potential

The Broker World's Messiest Breakup & Rocket's Scary Potential

AIME, UWM & Katie Sweeney throw down — plus Rocket's early wins post-M&A spree, the hidden risk in letting lenders pick the higher credit score & more

Oct 31, 2025

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14 min read

Unpacking the Mortgage Cadence Sale & DSCR Bedlam in B'more

Unpacking the Mortgage Cadence Sale & DSCR Bedlam in B'more

OB's response to the 'cartel' lawsuit, "liberated" from Accenture, plus: ignoring red flags in Charm City

Oct 29, 2025

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11 min read

Bad Actor Whack-a-Mole & the Lead Gravedigger

Bad Actor Whack-a-Mole & the Lead Gravedigger

Being shady is worth the risk to some. Plus, a new mortgage tech co. pitches a 77% profit margin on 'dead' leads & more

Oct 27, 2025

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12 min read

Mortgage's Wild West & a Shakeup in the MI Space

Mortgage's Wild West & a Shakeup in the MI Space

Exposing questionable practices in the broker space, takeaways from AIME FUSE, Barry Habib running point on the LLPAs & more

Oct 24, 2025

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12 min read

The Mortgage AI Bubble & What Lending Execs Really Think of Their Vendor Partners

The Mortgage AI Bubble & What Lending Execs Really Think of Their Vendor Partners

Dispatches from MBA '25 in Vegas, Jason Stenger lands at Rate, farewell Priscilla Almodovar & more

Oct 23, 2025

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11 min read

You Survived '25. Now What?

You Survived '25. Now What?

Dispatches from MBA '25 in Vegas, Rocket's layoffs, the new appraisal workforce & more

Oct 20, 2025

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12 min read

Women 'Need to Earn It' & Ripping Out Your Tech Stack

Women 'Need to Earn It' & Ripping Out Your Tech Stack

A look at the glass ceiling in mortgage, what it's like to rip out your tech stack & start over, Freedom's aggressive servicing strategy & much more

Oct 17, 2025

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12 min read

Upstart Brokers Not 'Fighting Fair' & Push Button, Get Tahiti

Upstart Brokers Not 'Fighting Fair' & Push Button, Get Tahiti

Lawsuit shines an accusatory spotlight on how these broker shops are growing so big, so fast. Plus, UWM's rewards program for servicing, the axe falls at HUD & more

Oct 15, 2025

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12 min read

MBA Annual Party List & Goat Turns Player-Coach

MBA Annual Party List & Goat Turns Player-Coach

Shant's new avatar, plus: Ten Commandments for Vegas

Oct 13, 2025

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9 min read

ICE's Bet on Betting & The Mortgage Industry's NAR Lawsuit?

ICE's Bet on Betting & The Mortgage Industry's NAR Lawsuit?

ICE Mortgage Technology's parent just made a huge investment in Polymarket. Plus, how Movement LOs are feeling, Tish James's indictment, a "3 card monte" & more

Oct 10, 2025

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13 min read

Meet the Mortgage Cartel (You’re In It)

Meet the Mortgage Cartel (You’re In It)

Price-fixing allegations hit OB & top lenders; plus, Equifax ups the ante & why it matters when mid-sized producers leave

Oct 8, 2025

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11 min read

A Big Departure at Movement

A Big Departure at Movement

COO Jason Stenger is out

Oct 7, 2025

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3 min read

Sierra's Family Values, UWM's RESPA Bomb

Sierra's Family Values, UWM's RESPA Bomb

The most intriguing exodus at Better, NEXA's new look & much more

Oct 6, 2025

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11 min read

FICO Sticks it to the Bureaus

FICO Sticks it to the Bureaus

How the new pricing model will really change the credit game, alternative stadium names to Mortgage Matchup. Plus: The GSEs say goodbye to New York

Oct 3, 2025

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11 min read

Rocket's Broker Pitch & CCM's Playbook

Rocket's Broker Pitch & CCM's Playbook

How the new pricing model will really change the credit game, better stadium names than Mortgage Matchup. Plus: should top distributed retail owners build call centers?

Sep 30, 2025

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10 min read

What Went Wrong at Aidium?

What Went Wrong at Aidium?

Rescuing a troubled mortgage tech firm, WILQO's M&A play, plus: is Vegas the worst conference city?

Sep 29, 2025

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11 min read

Taking the LOS Fight to ICE

Taking the LOS Fight to ICE

Plus, Better's meme-y stock, Pulte axing rumors, Blend's new client & more

Sep 26, 2025

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12 min read

Rocket’s Plan to Finally Win the Purchase Game

Rocket’s Plan to Finally Win the Purchase Game

Plus, what the Compass-Anywhere deal means for mortgage, Zillow's Flex program in legal crosshairs & more

Sep 22, 2025

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11 min read

AIME's Dirty Laundry Gets Aired

AIME's Dirty Laundry Gets Aired

Plus, you know what they say about (mortgage) assumptions, an appraiser accused of racism rebuilds his biz, buzz ahead of MBA Annual & more

Sep 19, 2025

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11 min read

Bill Cosgrove is Hungry, What Happens to Rates Post-Fed Day

Bill Cosgrove is Hungry, What Happens to Rates Post-Fed Day

Plus, how to get LOs to use the tech you spent a fortune on, why distressed borrowers will make car payments before the mortgage & more

Sep 17, 2025

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12 min read

Crypto Mortgages are Here & Lisa Cook's Fishy Hotlanta Condo Closing

Crypto Mortgages are Here & Lisa Cook's Fishy Hotlanta Condo Closing

Plus, GSE market share declines, Guild's retention play & more

Sep 15, 2025

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11 min read

How FHA Borrowers Learned to Game the System, UWM’s Exclusive Club

How FHA Borrowers Learned to Game the System, UWM’s Exclusive Club

Plus, the GSE stock offering moves forward, AI for underserved borrowers & MSA "bribery"

Sep 12, 2025

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12 min read

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