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Why Mike Kortas is Buying Up ShellCos

Why Mike Kortas is Buying Up ShellCos

The NEXA boss says he is NOT doing retail. Plus, Lower loses key staffers, that Rocket Super Bowl ad & more

Feb 9, 2026

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13 min read

Experian’s Mortgage Play Is Way Bigger Than Trigger Leads

Experian’s Mortgage Play Is Way Bigger Than Trigger Leads

We explore the rapid rise of AI mortgage marketplaces. Plus, fresh agency securitization trends & whoa—did Pulte cause PennyMac's woes?!

Feb 6, 2026

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12 min read

The Servicer’s Dilemma: PennyMac’s $3B Hit

The Servicer’s Dilemma: PennyMac’s $3B Hit

A mortgage servicing correction is spooking Wall Street. Plus, another lead gen platform gets bought, $250B in rent-to-own Trump Homes(?!), a rumored consultancy marriage & more

Feb 4, 2026

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12 min read

Valon Lands a Whale

Valon Lands a Whale

The tech platform might just be MSP's biggest threat. Plus, the Maxwell M&A rumor, GSEs apparently didn't want to approve VS4.0 & more.

Feb 2, 2026

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10 min read

Warsh Isn't Your Rate Cut Savior

Warsh Isn't Your Rate Cut Savior

The Mortgage Scoop looks at Trump's pick for Fed Chair. Plus, a hockey agent acquires an IMB, & we've got fresh data on retention, purchase & refi trends.

Jan 30, 2026

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10 min read

The Class-Action Lawyers Come for Rocket

The Class-Action Lawyers Come for Rocket

The Scoop unpacks the steering claims the Detroit giant is once again fighting. Plus, an in-depth look at Sharkey Byte & the Encompass dev space.

Jan 28, 2026

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12 min read

Mortgage's AI Doomsday Scenario

Mortgage's AI Doomsday Scenario

An unpopular-but-credible theory on what AI will do to industry jobs. Plus, a rise in TCPA lawsuits, PMI trends, Grella prevails over Kortas in lawsuit & more

Jan 27, 2026

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11 min read

The Credit Score Civil War & Why The Scoop is Becoming an LO

The Credit Score Civil War & Why The Scoop is Becoming an LO

MBA boss Broeksmit rebuts CHLA's concerns about a single-file model. Plus, Vesta releases AI Agents, CCM recruits in Rate's back yard, The Scoop makes a personal announcement & more

Jan 23, 2026

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11 min read

ICE's Mortgage Makeover & the Curt Cignetti Question

ICE's Mortgage Makeover & the Curt Cignetti Question

We have details on key personnel changes at ICE. Plus, what the mortgage industry can learn from a college football coach, how long the refi window will remain open, FHA suspensions & much more.

Jan 21, 2026

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12 min read

Why Investors Keep Betting on Michael Strauss—Despite Everything

Why Investors Keep Betting on Michael Strauss—Despite Everything

Fool me thrice? The cold calculus of capital in mortgage. Plus, wholesale shops are going vertical, the latest GSE repurchase trends & more

Jan 19, 2026

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13 min read

Michael Strauss’s 3rd Act & Riches in the POS Niches

Michael Strauss’s 3rd Act & Riches in the POS Niches

The controversial figure has formed a new non-QM shop. Plus, our first edition of Vendor Wars gives you an unfiltered look at a POS player that does things differently

Jan 16, 2026

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12 min read

The CRE Playbook Comes for the 30-Year Mortgage

The CRE Playbook Comes for the 30-Year Mortgage

Ackman pitches a plan to reduce rates by 65 bps, a farewell to Glenn Kelman & his foxhole, ranking the top agency servicers, who really owns the P&L & more.

Jan 14, 2026

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13 min read

What Happens When the Fed Isn’t Independent

What Happens When the Fed Isn’t Independent

A look at how political control over the Fed would impact the mortgage market. Plus, when LOs move to new companies, the literal bet on housing markets & more

Jan 12, 2026

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12 min read

Rates Dip Below 6% & The Biggest Problem in Mortgage Tech

Rates Dip Below 6% & The Biggest Problem in Mortgage Tech

Mortgage rates have a 5 handle—but for how long? Plus, we explore how vendors can overcome daunting adoption & user acquisition odds, thoughts on the Compass-Anywhere deal & more

Jan 9, 2026

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14 min read

UWM at 40 & The New (Vertical) Mortgage Playbook

UWM at 40 & The New (Vertical) Mortgage Playbook

The wholesale lender's "judgment phase" begins. Plus, the transaction model is breaking, NewRez's investment in AI underwriting, Pulte takes on the credit reporting bureaus & more

Jan 7, 2026

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14 min read

ICE Raids, ITIN Loans & a Mortgage Market on Edge

ICE Raids, ITIN Loans & a Mortgage Market on Edge

We look at how raids & deportations have impacted lending in Hispanic communities. Plus, why mortgage rates may remain elevated & more

Jan 5, 2026

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12 min read

Inside the First 5 Months of The Mortgage Scoop

Inside the First 5 Months of The Mortgage Scoop

A special note to subscribers of The Scoop. Plus, Bill Cosgrove's legal Xmas gift, a changing of the guard at NFM, risks in non-del & more

Dec 31, 2025

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13 min read

The 2025 Mortgage Person of the Year

The 2025 Mortgage Person of the Year

Rocket's Varun Krishna takes the crown this year. Plus, the '26 mortgage rates forecast, the economic nihilist problem LOs will soon face & more

Dec 29, 2025

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13 min read

What Really Happened at Mesa? Inside a Fast, Expensive Failure

What Really Happened at Mesa? Inside a Fast, Expensive Failure

Plus, CoStar accuses Zillow of overcharging mortgage borrowers, a startup attempts a version of Rocket's Redfin play & more

Dec 24, 2025

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15 min read

UWM Brokers Hit with RESPA Inquiry

UWM Brokers Hit with RESPA Inquiry

Minnesota regulators are looking into UWM's Success Track program. Plus, mortgage lenders insure against AI errors, Mesa's abrupt shutdown & more

Dec 22, 2025

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14 min read

Hard Times for Easy-Money DSCRs & a Stealthy Mortgage Tech Unicorn Lands a New Client

Hard Times for Easy-Money DSCRs & a Stealthy Mortgage Tech Unicorn Lands a New Client

Investors & warehouse lenders are increasingly taking a cautious approach to DSCR loans. Plus, fresh info on UWM's plans for Two Harbors, a major servicing tech deal & more.

Dec 19, 2025

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14 min read

Inside UWM’s High-Stakes Servicing Gamble & ICE Gets Its Swagger Back

Inside UWM’s High-Stakes Servicing Gamble & ICE Gets Its Swagger Back

Our analysis of UWM's pending $1.3B acquisition of Two Harbors, what Tim Bowler's exit from ICE Mortgage Technology means for the industry & more.

Dec 17, 2025

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12 min read

Top Producer Trips: Now Safe for Work

Top Producer Trips: Now Safe for Work

A look at the evolution of President's/Chairman's Club trips post-Countrywide. Plus, a fast-rising lender opens the books (sort of) & Google gets into the Portal Wars.

Dec 15, 2025

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12 min read

When the Homebuilder’s Agent Roots Against Their Own Mortgage Co.

When the Homebuilder’s Agent Roots Against Their Own Mortgage Co.

Why builder LOs & builder sales agents are often frenemies. Plus, what to make of Trump's EO on AI regulation, another Triple Play fight & more

Dec 12, 2025

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11 min read

How Mortgage's Biggest-Ever Brawl Went Down

How Mortgage's Biggest-Ever Brawl Went Down

We've got the inside story on why two rival lenders went at it at Triple Play in Atlantic City in '21. Plus, an update about a very interesting CCM clawback case, expectations post-Fed Day & more

Dec 10, 2025

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11 min read

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