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The Mortgage Scoop

Bill Pulte

FHFA Director Bill Pulte

83,000 LOs Washed Out. Who Gets Their Realtors?

83,000 LOs Washed Out. Who Gets Their Realtors?

Thousands of agents have lost their go-to originators, leaving $15B in buyer-side business up for grabs. Plus, mortgage economists dust off their crystal balls for '27.

Oct 19, 2026

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6 min read

Pulte Bails, Dealmakers Feast & MBA Parties On

Pulte Bails, Dealmakers Feast & MBA Parties On

Day Two of Annual: Credit reform rumors, mortgage tech deals, a wholesale acquisition, the layoffs nobody's talking about & surprisingly good vibes in Chicago.

Oct 12, 2026

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4 min read

Mortgage is Sexy Now?

Mortgage is Sexy Now?

Silicon Valley thinks so. Plus, a senior mortgage exec says the UAD 3.6 waiver exposed a much bigger problem.

Oct 5, 2026

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6 min read

We’re Starting a Podcast, a $13B Lender is for Sale & Mortgage has a Wedding

We’re Starting a Podcast, a $13B Lender is for Sale & Mortgage has a Wedding

The Scoop gets louder, Mutual of Omaha considers its next move, two industry execs tie the knot, Brian Vieaux is "nuts" & much more!

Sep 18, 2026

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6 min read

Nobody's coming to save mortgage rates

Nobody's coming to save mortgage rates

The Fed hiked. The GSEs aren’t riding to the rescue. Time to think harder about where the next borrower comes from.

Sep 16, 2026

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5 min read

The Early VantageScore Pools Look Different

The Early VantageScore Pools Look Different

The first meaningful securitization data shows a much heavier cash-out mix than FICO. Plus, the expensive Rent-an-LO market, the turmoil at Fannie Mae & a fresh batch of scoops.

Sep 11, 2026

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6 min read

Pulte Just Opened the VantageScore Floodgates. Who’s Ready?

Pulte Just Opened the VantageScore Floodgates. Who’s Ready?

FHFA’s chief wants VS4.0 everywhere, is eyeing bi-merge (or even a single credit report!) & says the bureaus act like a cartel. Plus, Fay Group buys a $1B IMB & Fannie gives LOs a new pipeline play.

Sep 4, 2026

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4 min read

Better’s $3,000 Mortgage Claim, Examined

Better’s $3,000 Mortgage Claim, Examined

Karen Postiglioni traces that number back to its source & asks a simple question: What’s actually in it?

Aug 27, 2026

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7 min read

The 47 Mortgage Companies Still Losing Money 🥹

The 47 Mortgage Companies Still Losing Money 🥹

We dug into the MBA’s numbers to find out who’s still losing money, why they’re losing it & what separates them from the winners. Plus, a huge leadership shakeup at Fannie & more

Aug 21, 2026

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5 min read

A Fed-Up $30M Producer & The Death of Channels

A Fed-Up $30M Producer & The Death of Channels

A candid conversation with a frustrated LO who's ready to exit, housing bill hits the Trump wall, Michael Strauss fallout continues & more scoops from around the industry.

Jul 10, 2026

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6 min read

Goodbye, IRRRL

Goodbye, IRRRL

A House-passed veterans benefits bill could make VA streamlines waaaaay more expensive. Plus: Nima’s lender LARP, UWM’s beaten-down stock, Kevin Warsh’s Fed playbook, PennyMac turns on VantageScore & more.

Jun 29, 2026

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6 min read

AI Sold His House for $90K Over Ask. Is the LO Next?

AI Sold His House for $90K Over Ask. Is the LO Next?

We dig into the AI 'replacement theory' in mortgage, Pulte hunts for a plane, Ishbia's net worth slides, PennyMac trims in TN & a top exec is out at NMB...

Jun 22, 2026

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7 min read

Inside PennyMac's AI Glow-up & How to Protect Your Book From the Heavies

Inside PennyMac's AI Glow-up & How to Protect Your Book From the Heavies

A new chair with no dot on the dot plot, a $1T servicer betting on voice AI, and the data on who's keeping past clients & .

Jun 17, 2026

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6 min read

Meet Penny, the Autonomous Loan Officer

Meet Penny, the Autonomous Loan Officer

A new VC-backed tech startup named Copperlane hopes to shake up the mortgage space. Plus: UWM, EMC & Tim Potempa sued, Movement's ops shakeup, mortgage talk at the strip club & more.

Jun 15, 2026

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6 min read

Figure Is Coming for Hard Money & DSCR

Figure Is Coming for Hard Money & DSCR

Insiders dish on Figure's $717M Kiavi deal, a new CFPB boss, new non-QM guidelines & the dumbest-smartest mortgage fraud you'll read about this year.

Jun 12, 2026

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5 min read

Gorilla Poop, Glitter Bombs & a Big Win for Guild

Gorilla Poop, Glitter Bombs & a Big Win for Guild

Cali appeals court revives Guild's claims against CCM in ‘poaching’ case. Plus, we take you inside the deal for Kiavi, share a scary & low-tech way for an IMB to get hacked & much more

Jun 10, 2026

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6 min read

Not Everyone at APM is Feeling the Synergy

Not Everyone at APM is Feeling the Synergy

An unexpected retention battle emerges, Two Harbors' Wu Tang Clan ultimatum for UWM & more

Jun 8, 2026

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6 min read

Bill Pulte tapped to oversee CIA, FBI, NSA

Bill Pulte tapped to oversee CIA, FBI, NSA

Trump's housing finance chief will be appointed as Acting Director of National Intelligence

Jun 2, 2026

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4 min read

Anxiety at MBA Secondary

Anxiety at MBA Secondary

Dispatches from MBA Secondary’s final NYC run as Treasury fears, GSE no-shows, Basel III chatter & servicing stress dominate the conversation.

May 18, 2026

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4 min read

The Press Conference That Wasn’t & The Truth on FHA Delinquencies

The Press Conference That Wasn’t & The Truth on FHA Delinquencies

Details on what Pulte & Turner were rumored to announce. Plus, the DQ spike might be a reporting quirk, Wells' LOS transition, OnlyMortgageFeet.com threats & more!

Apr 9, 2026

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10 min read

Rates Dip Below 6% & The Biggest Problem in Mortgage Tech

Rates Dip Below 6% & The Biggest Problem in Mortgage Tech

Mortgage rates have a 5 handle—but for how long? Plus, we explore how vendors can overcome daunting adoption & user acquisition odds, thoughts on the Compass-Anywhere deal & more

Jan 9, 2026

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14 min read

UWM at 40 & The New (Vertical) Mortgage Playbook

UWM at 40 & The New (Vertical) Mortgage Playbook

The wholesale lender's "judgment phase" begins. Plus, the transaction model is breaking, NewRez's investment in AI underwriting, Pulte takes on the credit reporting bureaus & more

Jan 7, 2026

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14 min read

The Mortgage Credit Wars Escalate & Tidalwave's Big Fundraise

The Mortgage Credit Wars Escalate & Tidalwave's Big Fundraise

After FICO's bold play, the bureaus are now adding their mark-ups to credit reporting costs. Plus, what's really interesting about Tidalwave's $22M Series A round...

Nov 21, 2025

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13 min read

The Loyalty Crisis Breaking LOs & Fifth Third’s Mortgage Rehab

The Loyalty Crisis Breaking LOs & Fifth Third’s Mortgage Rehab

Customers don't value LOs like they used to, but the industry hasn't kept up. Plus, James Sias looks to makeover Fifth Third's formerly "bad" mortgage division, Pulte's beef w/ Rocket & more

Nov 17, 2025

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12 min read

The Confidential Pricing Leak Rocking the GSEs

The Confidential Pricing Leak Rocking the GSEs

Pulte ally at Fannie shares confidential data w/ chief rival, Better sees an opening w/ ICE frustration, Zillow's mortgage steering case & more

Nov 14, 2025

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14 min read

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